Temporary car insurance

Fully comprehensive cover for hours, days or weeks - all easily managed from an app. Get covered in minutes with total peace of mind.
FCA Authorised and regulated
24/7 support
cartoon of 2 people sharing a car

Hourly, daily or weekly car insurance

Only pay for what you need. Get short-term, fully comprehensive car insurance, with easy extensions if you need more time.
And with cover starting instantly, there's no need to commit in advance. It's the ultimate flexibility. Get started with a GB driving licence if you're 19 and above.
1 2 3 hour tiles for insurance

Temporary car insurance on your phone

It takes minutes to get Temporary insurance. Our app lets you view important documents, get driving insights, manage your data, and speak to us quickly.
Our devoted customer support team is made up of real people - they’re on hand between 6am to 1am with an average 1 minute response time.
phone screen extending insurance policy

Standalone policies

Fully comprehensive cover that's separate from the car owner's insurance - so if you borrow a mate's or family member's car, their no-claims bonus will never be affected.
And there doesn't need to be an underlying policy on the vehicle. We're big on keeping things simple.
keeping policies within the app

What our Temporary car insurance covers.

All our policies are fully comprehensive. We cover:
You and your stuff
Payouts up to £40,000 for accidents, theft, attempted theft, or fire damage
Up to £500 for after-fit audio equipment, and £100 for your things
Class 1 business use
Other people
Your legal liability to other people arising from an accident
Third party property damage up to £2m including associated costs and expenses
European third-party
Cuvva extras
Get covered in minutes
Protect the owner's no-claims bonus
6am to 1am human support, with a 1-minute response time

From 1 hour to 28 days

Hourly
For the morning milk run, sharing a drive, test driving a car you’re looking at buying, or driving a newly bought one home.
Daily
Short term insurance when you’re moving house, need full coverage without an annual policy, and those all-important trips to IKEA.
Weekly
For when you’re borrowing a car or van regularly. Perfect for using your parents’ when visiting home, sharing a car on campus or even driving the North Coast 500.

How to get Temporary insurance fast

Get insured and on the road in less than 5 minutes.
1
Download the app
It just takes a few clicks to get started, and it's free.
2
Find your car
Enter your registration plate
3
Check your cover and pay
Get cover from as little as 1 hour up to 28 days
4
Extend whenever you need
If you need more time than you thought
Download on the App StoreGet it on Google Play

Rated 'Excellent' on Trustpilot

Okay, we admit it. We love a bit of praise. Here are some nice reviews on Trustpilot from happy customers that have used our Temporary car insurance:
Paula
Very quick and easy service. Got my car covered in minutes plus it was the cheapest quote for a great level of cover. Definitely use Cuvva again in the future.
Tracey C
Excellent service with a minimum of fuss. Need cover to get a car or van you've just bought back somewhere that isn't a road under RTA definition - they can do it! Or a leased car for a weekend at far less cost than the cost from the hire company? Or a new car before you sell the old and transfer over? Yes! The app is great and the cost is good, and it's all how it should be.
Jonathan Allen
Simple and Affordable Temp Cover. Especially if you've already done the 'pre-flight' questions - On the super rare occasion I need to drive my partner's car for an hour, I can do so with a tap of a few buttons without the need to fork over a day's wages.

Why Cuvva is faster and easier

Enjoy a better experience.
Notification reminders
Know when your policy is ending
Apple Pay support
For fast, secure payments
Licence scanner
Set your account up at the speed of camera.
World beating customer service
Get an average 1 minute human response in the app

A few things you might want to know

How much is Temporary car insurance?
  • Generally, car insurance is more expensive for younger drivers - although prices tend to start rising again after the age of 60.
  • We crunched the numbers to find the average price for different age-groups insuring a Ford Fiesta, one of our most popular cars, for three hours:
  • 25 and below: £13.58
  • 25 to 29: £13.35
  • 30 to 34: £11.33
  • 35 to 39: £11.90
  • 40 to 44: £11.27
  • 45 to 49: £10.65
  • 50 to 54: £9.91
  • 55 to 59: £9.98
  • 60+: £11.89
  • *Cuvva’s average price over the last 12 months as of May 2022.

Need to drive home a car you’ve just bought?
Get Temporary cover within minutes. Manage it all from your phone. Sorted!
Need temporary insurance when learning to drive?
Learner drivers - we’ve got you. Our hourly temporary insurance is perfect for practising your clutch control and those tricky three point turns.
Need insurance for a few months?
For policies over 28 days, you may want to consider our rolling monthly subscription. You can manage it all from your phone, plus there are no deposits, credit checks, interest charges or hidden fees. With our monthly subscription, you can earn a no claims discount as usual.

Short Term car insurance FAQs

Can I use Temporary insurance to borrow someone’s car?
  • It's easy to get fully comprehensive Temporary insurance with Cuvva, which you can extend at any time using the app. Unlike some other Temporary insurers, you don’t need to have a specific relationship with the car’s registered keeper.

Any questions?

Our customer support team is made up of real people - with an average one minute response time. We’re on hand between 6am and 1am every single day. Let’s have a chat.
how can we help chat to us on mobile

What if I’m not the registered keeper?

Do you know your registered keeper from your named driver? What’s the difference between a V5C document and a V888? We’ve broken things down for a simple guide on some complicated subjects.
question-faqs

How to know if a car is insured

You can use the Motor Insurance Database (MID) to check whether any car is insured. It’s used by the police, and will cost you £4 if you want to get policy documents, and £10 as a one-off fee if you need to know if someone was insured after an accident. But beware! You’re only allowed to use it in certain situations. Here’s how it works.
car-drifting-away