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Share a car with temporary car insurance
Borrow a car from a friend, or lend yours out with temporary car insurance. Always fully comprehensive and sorted in minutes.
16 million+ policies sold
3.5 million+ cars insured
Can you get insurance for peer-to-peer car sharing?
Yep, and it’s pretty straight forward, with fully comprehensive insurance policies from 1 hour to 28 days all sorted on the Cuvva app. It only takes a few taps to buy a policy.
Insurance for peer-to-peer car sharing is designed to protect both the car owner and the borrower. This means, as the car owner, you can lend your car or van out with total peace of mind, because the borrower will have their own standalone temporary insurance in their name. This ensures your car and no claims bonus are protected. Borrowers and lenders will also both agree to an Expected Behaviour Policy, so everyone’s on the same page.
Is the car owner protected using car sharing insurance?
As a car owner lending out your car or van using Cuvva’s car sharing insurance, your no-claims bonus is protected because the borrower is covered by their own fully comprehensive insurance policy. This means any damage beyond normal wear and tear is covered, so you won’t need to make a claim on your own insurance.
How much does temporary car sharing insurance cost?
It all depends on the car and the borrower - but to give you a rough indication: the average 1 hour policy costs £12.55, 1 day costs £18.14, and 1 week costs £43.97.
What's included, and eligibility criteria
What the car is protected against
Damage to the vehicle up to £40k
Damage to third party property up to £2m
Driver legal liability to other people arising from an accident
Attempted theft
Fire damage
Carriage of own goods business use - for vans as well as cars
Up to £400 for after-fit audio equipment and £100 for other personal items
Driving after 10pm
What drivers are eligible
For full licence holders, you’ll usually need to be aged 19-70 to use Cuvva, and have held your licence for at least 6 months
If they are a provisional licence holder they'll need to be aged 17 to 50 and not have held a licence for over 15 years
You have A UK licence or a full licence from many countries across the world (including most EU countries)
There’s not a fixed number of accidents, claims or licence points that would stop someone from insuring with Cuvva
The car or van must
Be at most 40 years old (if you're driving a car on a full licence) or at most 20 years old (for learner licences) or at most 26 years old (for vans)
Cars need to be worth less than £60,000
Vans/commercial vehicles must be worth less than £40,000
Meet our modification rules. We accept lots, including any to aid a disability, but there are some we can't insure
Meet our insurance group requirements
Not be scrapped or impounded temporarily
Not be a company car, a hire car or a vehicle on a fleet policy
The ins and outs
From 1 hour to 28 days car sharing insurance
For vehicle lenders
Worry-free car lending
Straightforward app process
A way to help out others
For borrowers
Fully comprehensive cover
Save money against owning a car
Only pay for what you need, even if it’s just an hour
Insurance for all
Learner driver insurance to nail those manoeuvres
Temporary van cover to lighten the load
Test drive insurance before you buy
Drive away insurance for new cars
How to lend your car out fast
1
Get started on the app
It just takes a few clicks
2
Add your car
Enter your registration plate
3
Approve someone to borrow your car
They can get cover from 1 hour up to 28 days
4
You can share whenever you need
For easy car sharing
When can car sharing insurance come in handy?
You need to borrow a neighbour's car
If your car is temporarily unavailable, you can use it to borrow a neighbour's car for an hour, a day or even up to 28 days. Standard yearly insurance policies usually don't cover additional drivers unless they are explicitly named, which isn’t ideal for infrequent or last-minute drives. Car sharing can give you short-term cover in under 5 minutes, ensuring you're insured without the need to change your neighbour’s insurance policy.
Your friends or family members need a hand
On those occasions when a friend or family member might need your help driving a van for a house move, taking stuff to the tip or picking a nephew or niece up from school, it can save the day. If you don’t have your car to hand, you can get insurance on their car, and you're fully covered for these one-off situations, safeguarding both you and the vehicle owner.
If you aren’t driving a lot
If you're someone who only needs to drive occasionally, the annual cost of traditional car insurance can be too expensive. Car sharing insurance offers a more economical alternative by allowing you to pay only for the cover you need, whether it's for a few hours or a couple of days.
Any questions?
Got a question? Our tireless customer support team is on hand every single day of the year. Let's have a chat.
