Drive a car for 1 hour with temporary car insurance

Yes. 1 hour car insurance is perfectly legit and will register on the MID database (what the police use for their ANPR checks).

Before you drive off, make sure your car is taxed and has a current MOT certificate. Use our free car checker on our website - it only takes a few seconds.

If you have just purchased the car from a dealer or private seller, you should ask the previous owner to give you the green new keeper slip. Don’t worry, though, this isn’t necessary to get 1 hour insurance.

Absolutely! If you’ve booked a lesson or want to practice those difficult manoeuvres, our learner driver 1 hour insurance will give you fully comprehensive cover.

Make sure you have someone in the car who is over the age of 25 and has held their full driving licence for at least 3 years.

Need longer? You can quickly and easily extend your policy in the Cuvva app at the end of the hour. You’ll be on the road in minutes.

Need to move someone’s vehicle, switch seats on a long drive, borrow a car for a quick task, or take Dad’s car to the shops? You’re all good. Though here are a few things to consider:

Generally, modern insurance policies do not have ‘Driving Other Cars’ (DOC) cover, and if they do, it’s usually only third party insurance (not including fire and theft). The best option is usually to get temporary cover of your own, even if its just for a few minutes.

Make sure their car is taxed and has a valid MOT certificate. You can use our free car checker.

Whilst it's a legal requirement for the vehicle owner to have insurance of their own, if for some reason they don't have it, make sure you've got it covered for the entire time you are using it. If you leave it in 'public land' (like a car park) and your cover runs out for a short while, the car could be clamped or seized by the police. Extend your cover in the app at any time in case you need it for more than an hour.

Yes! This doesn’t count as fronting as you’ll have your own policy. Fronting is essentially when a driver pretends to be a named driver, but the driver is actually the person who does most of the driving. This can cause issues when claiming, and insurers could end up cancelling the policy. A lot of modern insurers provide temporary insurance.

Before you drive the car, check it has a valid MOT and tax certificate.

With a Cuvva policy you can borrow someone else's car, or share the driving responsibilities on a long trip. You can set it up in minutes, and it’s perfectly legal.

Unlike with some other temporary insurers, you don't have to have a specific relationship with the owner. But of course, you should have their permission before you drive their car.

To save time and money, you may want to get a temporary policy of your own. This way, the owner of the car's no-claims bonus won’t be affected in case of an accident, nor will they have to declare to their current insurer if you have an accident.

Your excess is shown in the app before you purchase under the policy details section. There isn’t a standard excess, it depends on a few things we use to work out your quote.

It isn’t really worth thinking about. If your case goes to court, you can be given an unlimited fine and disqualified from driving whatsoever, as per government guidelines. Ouch!