1 hour car insurance from £10.39
Cover from as little as one hour. How will you use your 60 minutes?
9 million+ policies sold
2 million+ cars insured
2.5 million+ app downloads
Get on the road in a few minutes
What you'll need to get fully comprehensive car insurance for 1 hour:
Registration plate number
We cover most cars and vans. If you can get an insurance quote on our website, we can cover you. (Though we can't cover cars over the value of £60,000).
Driving licence
Had your full GB licence for at least a year? Then you’re good to go. We also have learner driver insurance for those with provisional licences.
Download the Cuvva app
Join 1 million+ customers using our app. Save your most used cars, extend your cover in seconds, get driving tips and manage everything, all from your phone. Easy.
Insurance for 1 hour - common questions
How much is one hour's insurance?
1 hour car insurance starts at £10.39, though there are a few factors that can affect your price, including: Your age, how long you've been driving, whether you have any previous claims, what insurance group your car is in, your current location, and what time of day you need cover.
So you can get an idea of what the average driver pays, here is the average price for 1 hour's cover with some of the UK's most popular cars (as of April 2023):
Ford Fiesta - £12.58.
Vauxhall Corsa - £12.92
Volkswagen Golf - £14.78
Vauxhall Astra - £13.60
Volkswagen Polo - £12.63
Ford Focus - £13.03
Audi A3 - £14.57
Toyota Yaris - £12.78
Seat Ibiza - £13.00
Renault Clio - £12.46
Can I drive a newly bought car home with 1 hour insurance?
Yes. 1 hour car insurance is perfectly legit and will register on the MID database (what the police use for their ANPR checks).
Before you drive off, make sure your car is taxed and has a current MOT certificate. Use our free car checker on our website - it only takes a few seconds.
If you have just purchased the car from a dealer or private seller, you should ask the previous owner to give you the green new keeper slip. Don’t worry, though, this isn’t necessary to get 1 hour insurance.
Can provisional licence holders get 1 hour cover?
Absolutely! If you’ve booked a lesson or want to practice those difficult manoeuvres, our learner driver 1 hour insurance will give you fully comprehensive cover.
Make sure you have someone in the car who is over the age of 25 and has held their licence for at least 3 years.
Need longer? You can quickly and easily extend your policy in the Cuvva app at the end of the hour. Get a quote on our website and download the app. You’ll be on the road in minutes.
Can I borrow someone else’s car or van for an hour?
Need to move someone’s vehicle, switch seats on a long drive, or take Dad’s car to the shops? You’re all good. Though here are a few things to consider:
Generally, modern insurance policies do not have ‘Driving Other Cars’ (DOC) cover, and if they do, it’s usually only third party insurance (not including fire and theft). The best option is usually to get temporary cover of your own, even if its just for a few minutes.
Make sure their car is taxed and has a valid MOT certificate. You can use our free car checker.
Whilst it's a legal requirement for the vehicle owner to have insurance of their own, if for some reason they don't have it, make sure you've got it covered for the entire time you are using it. If you leave it in 'public land' (like a car park) and your cover runs out for a short while, the car could be clamped or seized by the police. Extend your cover in the app at any time in case you need it for more than an hour.
1 hour insurance cover
Fully comprehensive cover, including:
• Damage to your vehicle up to £40K
• Damage to third party property up to £2m
• Your legal liability to other people arising from an accident
• Attempted theft, theft and fire damage
• Third party cover in Europe for 60 days & more
Fast flexible cover
Want to know exactly what is covered? Get peace of mind with our instant cover - it’s 100% fully comprehensive. How it works:
Fully comp
We only offer fully comprehensive insurance. You’re covered for damage to your vehicle, damage to other people’s vehicles, personal injury claims and much more.
Sorted.
9am to 9pm support
Our world-class customer operations team are available 9am to 9pm, 365 days a year.
They’ll also get back to you at an average response time of 1 minute, so say goodbye to all those hours listening to hold music.
Drive straight away
Our temporary cover starts instantly - so you can drive straight away.
This is usually a faster way to get insured instead of adding yourself as a named driver to another policy.
Plus, you’ll have your own policy, so the car owner's is unaffected in case of any incidents.
Any questions?
Forget automated replies and chatbots! Our customer support team is made up of real people - get a response in minutes. We’re on hand between 9am to 9pm every single day. Let’s have a chat.
Related articles
Learn how to save money on your insurance, driving tips from experts, a breakdown of common jargon, important updates to MOT and tax, and much more.
The expert's view
Adam Kent, Cuvva's in-house policy and underwriting expert, said: “There are no two ways about it: you need car insurance to drive - even if it’s just for an hour. Breaking the rules could mean more than a fine and points on your licence. The police could seize or destroy your vehicle - even if you’re only moving from one parking spot to another! As well as this, your future premiums will increase, and if the Motor Insurer’s Bureau (MIB) have to compensate someone injured as a result of your actions, they're entitled to recover their outlay from you. Uninsured driving - even for a single hour - just isn’t worth the risk.”
Get outta town! Literally.
Only have an hour? Here’s some quick London road trip ideas
Walk the Surrey hills ⛰️
Fresh air? Tick. Instagrammable views? Tick. The sense of superiority you get going for an actual walk in the countryside? Tick tick tick.
Visit St Albans 🛣️
You don’t need Cambridge or Canterbury for cathedrals, parks and quaint architecture, just head up the M1.
Have a royal knees-up in Windsor 👑
If it’s good enough for King Charles, it’s good enough for us. Tell him we say hey 👋
Read all about it!
We have a lot, lot more for you to dig your teeth into. Check out some of our insurance and motoring guides.
1 hour insurance - what you need to know
Can I get temporary insurance on a friend's or family member’s car?
Yes! This doesn’t count as fronting as you’ll have your own policy. Fronting is essentially when a driver pretends to be a named driver, but the driver is actually the person who does most of the driving. This can cause issues when claiming, and insurers could end up cancelling the policy. A lot of modern insurers provide temporary insurance.
Before you drive the car, check it has a valid MOT and tax certificate.
With a Cuvva policy you can borrow someone else's car, or share the driving responsibilities on a long trip. You can set it up in minutes, and it’s perfectly legal.
Unlike with some other temporary insurers, you don't have to have a specific relationship with the owner. But of course, you should have their permission before you drive their car.
Can I insure a car for an hour when I am not the registered keeper?
To save time and money, you may want to get a temporary policy of your own. This way, the owner of the car's no claims bonus won’t be affected in case of an accident, nor will they have to declare to their current insurer if you have an accident.
What is the excess for 1 hour car insurance?
Your excess is shown in the app before you purchase under the policy details section. There isn’t a standard excess, it depends on a few things we use to work out your quote.
What is the maximum fine when driving without insurance?
It isn’t really worth thinking about. If your case goes to court, you can be given an unlimited fine and disqualified from driving whatsoever, as per government guidelines. Ouch!