1 hour car insurance from £11.90

Cover from as little as one hour. How will you use your 60 minutes?
10 million+ policies sold
2 million+ cars insured
4 million+ app downloads
1 hour insurance policy car illustration

What is an hour's car insurance?

1 hour car insurance is perfect for borrowing or lending a car. You can use a standalone 1 hour policy to run an errand using someone else's car, to share a long drive with a friend, or to take a potential new car out for a test drive. It's a speedy alternative to getting added as a named driver on someone else's policy, as it’s all sorted in minutes on your phone.
Cuvva's 1 hour policies are always fully comprehensive, and separate to the car owner's main policy. Like an annual policy, 1 hour policies are added to the Motor Insurance Database that police use to check cover. This means you're good to hit the road the second you pay and your policy starts. Starting at £11.90, 1 hour policies are also often cheaper than other options like car sharing schemes, plus there are tie-ins or commitments - just car insurance for only as long as you need it.

How hourly insurance works

What you'll need to get fully comprehensive car insurance for 1 hour:
Registration plate number
We cover most cars and vans. If you can get an insurance quote on our app, we can cover you.
Driving licence
Had your full GB licence for at least a year? Then you’re good to go. We also have learner driver insurance for those with provisional licences.
Download the Cuvva app
Download the app and join 1 million+ customers sorting their insurance all through their phone. It’s a super handy way to buy or extend policies, store handy details, find driving and insurance tips, and speak to our 365-day-a-year support team.

1 hour insurance cover

Fully comprehensive cover, including:
• Damage to your vehicle up to £40K
• Damage to third party property up to £2m
• Your legal liability to other people arising from an accident
• Attempted theft, theft and fire damage
• Third party cover in Europe for 60 days & more
iPhone screenshot with 1 hour text

Fast flexible cover

Want to know exactly what is covered? Get peace of mind with our instant cover - it’s 100% fully comprehensive. How it works:
Fully comp
We only offer fully comprehensive insurance. You’re covered for damage to your vehicle, damage to other people’s vehicles, personal injury claims and much more. Sorted.
9am to 9pm support
Our world-class customer operations team are available 9am to 9pm, 365 days a year. They’ll also get back to you at an average response time of 1 minute, so say goodbye to all those hours listening to hold music.
Drive straight away
Our temporary cover starts instantly - so you can drive straight away. This is usually a faster way to get insured instead of adding yourself as a named driver to another policy. Plus, you’ll have your own policy, so the car owner's is unaffected in case of any incidents.

1 hour insurance FAQs

How much is one hour's insurance?
1 hour car insurance starts at £11.90, though there are a few factors that can affect your price, including: Your age, how long you've been driving, whether you have any previous claims, what insurance group your car is in, your current location, and what time of day you need cover.
So you can get an idea of what the average driver pays, here is the average price for 1 hour's cover with some of the UK's most popular cars (as of April 2023):
Ford Fiesta - £12.58.
Vauxhall Corsa - £12.92
Volkswagen Golf - £14.78
Vauxhall Astra - £13.60
Volkswagen Polo - £12.63
Ford Focus - £13.03
Audi A3 - £14.57
Toyota Yaris - £12.78
Seat Ibiza - £13.00
Renault Clio - £12.46

The expert's view

Adam Kent, Cuvva's in-house policy and underwriting expert, said: “There are no two ways about it: you need car insurance to drive - even if it’s just for an hour. Breaking the rules could mean more than a fine and points on your licence. The police could seize or destroy your vehicle - even if you’re only moving from one parking spot to another! As well as this, your future premiums will increase, and if the Motor Insurer’s Bureau (MIB) have to compensate someone injured as a result of your actions, they're entitled to recover their outlay from you. Uninsured driving - even for a single hour - just isn’t worth the risk.”
purple car drifting with big purple smoke

Any questions?

Got a question? Our tireless customer support team is on hand every single day of the year, between 9am and 9pm. Let's have a chat.
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Related articles

Learn how to save money on your insurance, driving tips from experts, a breakdown of common jargon, important updates to MOT and tax, and much more.
How does insurance group affect my price?
Can you insure a car you don’t own? What are the rules?
Why your age affects your car insurance price

Get outta town! Literally.

Only have an hour? Here’s some quick London road trip ideas
Walk the Surrey hills ⛰️
Fresh air? Tick. Instagrammable views? Tick. The sense of superiority you get going for an actual walk in the countryside? Tick tick tick.
Visit St Albans 🛣️
You don’t need Cambridge or Canterbury for cathedrals, parks and quaint architecture, just head up the M1.
Have a royal knees-up in Windsor 👑
If it’s good enough for King Charles, it’s good enough for us. Tell him we say hey 👋

Read all about it!

We have a lot, lot more for you to dig your teeth into. Check out some of our insurance and motoring guides.
Don’t get caught out! London’s ULEZ zone has expanded. Find out the T&Cs here.
Want to learn more about the Statutory Off Road Notification? Here’s our complete guide.
Is it still worth buying a petrol or diesel car as the UK's 2030 ban looms?

Hourly car insurance alternatives

Learner driver insurance
Learner driver insurance
Hourly cover for learners with a provisional licence
Up to 3 hours per day with a supervisor
For practising in someone else’s car or your own
Owner’s NCB protected
Usually cheaper than being added to your parent's insurance
Temporary van insurance
Temporary van insurance
For commuting, driving to sites, and carrying your own equipment
Lend to a friend or colleague
Carriage of own goods cover
Business class 1 cover
Fully comprehensive
Drive away insurance
Drive away insurance
Drive your car home from a dealership
Insurance for when you've bought a used car
Suitable when you are inbetween annual insurance policies