Temporary van insurance

Short-term van insurance, lasting from 1 hour up to 28 days. Get fully comprehensive cover instantly.
Borrow a van or insure yours
Protect the owner's No Claims Discount
Get covered in under 5 minutes
purple van loading into car through mobile

Flexible and fast temporary van insurance

If you need to insure your own van when you don’t have an annual policy or you need to borrow one, temporary van insurance is a great solution. You can get fully comprehensive van insurance in hourly, daily or weekly periods up to 28 days.
It’s faster than being added as a named driver, or adding a van to your existing annual van insurance. It takes 5 minutes to sign up on your phone. Plus, the driver or van owner’s No Claims Discount is protected.
Peace of mind? Tick.
Only pay for what you need
Flexibility
Get temporary van cover from 1 hour
Policies can last up to 28 days at a time
Instantly extend your cover in the app if you need more time
Fully comprehensive
Peace of mind
Coverage includes damage to the van, other vehicles, personal injury claims and more
Carriage of own goods business use
Business class 1 insurance
Manage it on the go
Easy
Get the important documents sent your phone instantly
Van coverage in under 5 minutes
6am to 1am support in the app

Carriage of own goods and class 1 business use

Our van insurance comes with 'carriage of own goods use' and class 1 business use. That means you're covered for commuting, driving to different sites, and carrying your own equipment or goods.
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When temporary van insurance is useful

Productivity made easy with temp van cover
Moving home
Let’s be honest, moving home is a massive faff. The paperwork, the stress, the cost - and that’s before you get to the actual, well, moving. Hourly van cover is perfect for making that big trip from A to B a little more simple.
Commuting
Cuvva’s temporary van cover can be used for travelling to your workplace, or between sites. Our policies include Business 1 insurance, which means it can be used for transport to, from and between places of work or clients.
Transporting equipment
You’re covered for moving your equipment, goods and tools around in your van with our policy. However, keep in mind the equipment, goods and tools aren’t actually covered themselves.
Road trip
All work and no play makes Jack a dull boy. Temp van cover isn’t just for work - you can use it for social trips, too. Head out to the coast or deep into one of Britain’s amazing areas of outstanding beauty. You’ll have loads of storage for those essential holiday snacks and goodies.
Helping a mate
It’s nice to be nice - and with temporary van insurance, there will be plenty of opportunities to get in your friends’ good books. Got a mate who’s moving house, picking up some furniture, or taking some stuff to the dump? Get some brownie points and lend them a hand.
Running a small business
Whether you’re an artist getting your paintings to and from the art fair, a football coach bringing the balls and nets to practice, or a cupcake maker with a massive (and delicious!) order, you can use your van to help you run your small business. Feel free to send any tasty samples to Cuvva HQ.

Van insurance eligibility criteria

Here’s what is and isn’t eligible with temporary van insurance. If you’re still not sure, just try and get a quote via our website or the app - it only takes a few minutes to check.
Vans covered
Vans in insurance group 20 or below
Small, short wheelbase vans - for example, a Citroen Berlingo
Medium panel vans - for example, a Ford Transit
Large vans - for example, a Mercedes-Benz Sprinter
Vans not covered
Vans valued over £20,000
Campervans or motorhomes
Impounded or scrapped vans
Vans used for motor trading, hire and reward use, recovery or learning to drive

Flexible cover.

Our temp van insurance policies start instantly, don't require an underlying policy, and cover vans up to insurance group 20.
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Fully comprehensive. And then some.

With our short term van insurance, we'll cover:
You and your stuff
Payouts up to £20,000 for accidents, theft, attempted theft, or fire damage
Up to £200 for after-fit audio equipment, and £100 for your things
Carriage of own goods business use
Other people
Your legal liability to other people arising from an accident
Third party property damage up to £5m including associated costs and expenses
European third-party
Cuvva extras
Get covered in minutes
Protect the owner's no-claims bonus
6am to 1am human support, with a 1-minute response time

6am to 1am support.

We're free when you're free. Get 6am to 1am support in the app. We'll usually get back to you within 1 minute.
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It's all in the details.

The small things that have a big impact.
Notification reminders
Know when your policy is ending
Apple Pay and Google Pay support
For fast, secure payments
Licence scanner
Set your account up at the speed of camera
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Trusted by our customers

Our customers are our community. Each piece of feedback helps our mission. And they think we’re “Excellent” at what we do.

Who we cover

To use Cuvva's van insurance for the first time, you'll need:
To be at least 21, and under 65
A GB driving licence
Access to a van that's less than 20 years old
A van that's worth less than £20,000

A brief look at the pros and cons of temporary van insurance

Advantages
If you are in-between annual van insurance policies, it can fill the gap without having to go through all the admin.
If you’ve bought a new van, cover can be sorted in a flash - you can drive within 5 minutes, get small increments of 1 hour and extend it if you need longer.
If someone is borrowing a van, you don’t need to call up an insurer and try to get added as a named driver - you can do it all on the app.
Disadvantages
Temporary van insurance comes with carriage of goods cover and class 1 business use only. So if you need to deliver items, need a roster of staff driving your van or sell door-to-door, you’re not covered for that.
If you definitely know you’ll need cover for 12 months, it may work out cheaper signing up for an annual van insurance policy.

Temporary van insurance common questions

Can I get temporary van insurance?
  • Yes! You can get short term van insurance starting from 1 hour, all the way up to 28 days. With a temporary van insurance policy, you can drive your own van or borrow someone else’s. An alternative is for the van owner to add the driver temporarily to their policy as a ‘named driver’. Unlike with temporary van insurance, though, this doesn’t protect the owner’s No Claims Discount if the named driver has an accident.

The expert's view

Adam Kent, Cuvva's Senior Underwriting Lead and Insurance Expert, said: ‘There are a few things to keep in mind when getting temporary van insurance. Make sure that the policy covers you for the type of vehicle you'll be driving. Some policies only cover cars, while others will also cover vans and other types of vehicles. Also make sure you have the correct form of van cover for what you plan to do. For example, if you're only going to use it for business purposes, you'll need a policy that covers you for business use. ‘Carriage of own goods use’ means you're covered for commuting, driving to different sites, and carrying your own equipment or goods.’
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Any questions?

Forget automated replies and chatbots! Our customer support team is made up of real people - with an average one minute response time. We’re on hand between 6am and 1am every single day. Let’s have a chat.
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