Temporary car insurance

Get temporary insurance from 1 hour to 28 days. Download the app and get covered in minutes.

FCA regulated

since 2015

Human support

in the app

4.8 rating

on Trustpilot


Fast, flexible short-term cover

Insurance in no time

Insurance in no time

You can buy a policy in minutes. And you can extend it in seconds.

Manage your driving

Manage your driving

With MOT and tax reminders in the app, Cuvva takes the hassle out of driving.

24/7 customer support

24/7 customer support

We're free when you're free. Get 24/7 customer support (from humans!) in the app.

Fully comprehensive

Fully comprehensive

You're covered for up to £40,000, with class 1 business insurance included.

Free tools

Free car checker

MOTs, tax data, vehicle specs - get it all for free with our car checker.

Insurance group checker

Type in your car's registration, and we'll show you what insurance group it's in.

Insurance groups explained

One of the things insurance companies look at when figuring out your price is your car's insurance group. Here's how it works.

How it works

Create an account

Download the Cuvva app and sign up in minutes.

Find your car

Enter your registration plate.

Pick a policy

Get cover for as little as one hour, or up to 28 days.


And that's it! You're covered.

Who we can cover

You have to:

Have a GB driving licence from the DVLA

Be under 65

Be at least 19 - and if you're under 21, have had your licence for a year, with no at or joint-fault claims

Have a car or van less than 20 years old

Transparent, flexible prices

We don't believe in sneaky pricing. Here's what we look at when you get a temporary insurance quote.

Time of day
Driving history


Older drivers tend to get cheaper policies than younger drivers.

Temporary car insurance: the details

How temporary car insurance works

Temporary car insurance is a shorter car insurance policy that usually lasts between an hour and month.

It's a standalone policy. That means, if you're borrowing someone's car, it wouldn't affect their insurance if you had to make a claim.

It's a quicker (and usually cheaper) way to get car sharing insurance than adding a named driver. And it's more flexible than taking out a full car insurance policy.

Underlying policies

As long as your short-term car insurance is active, you don't need to have an underlying policy.

That means you can drive your own car. Not just other people's.

The excess

We figure out your excess using lots of different bits of information, like:

  • Your age. Younger drivers tend to have a higher excess than older, more experienced drivers.
  • The vehicle you're driving. Faster, more expensive cars tend to come with a higher excess.
  • Your location when you start the policy. If you're in an area where there are lots of incidents, your excess will go up a little.

We don't offer voluntary excess, and you can't adjust the compulsory excess. But it's always shown clearly in the app before you buy a policy.

Age requirements

The minimum age to use Cuvva is 19. The maximum age is 65.

If you're under 21, have had your licence for a year, with no at or joint-fault claims.

What's covered

Cuvva is fully comprehensive. That means you're covered for damage to your own car, not just other people's - up to a maximum of £40,000.

Driving in Europe

You can use temporary insurance to drive in Europe. But your cover won't be comprehensive. And you'll only be able to buy policies in the UK.

Get help

Any questions? Search the knowledge base.

Temporary car insurance: perfect for...

Car sharing

With Cuvva, you can get temporary insurance for as little as an hour. So it's quicker (and usually cheaper) than adding a named driver.

Moving day

We cover cars and vans, so you can use temporary insurance to borrow a vehicle for moving day.

Driving a new car home

Just bought a car? If you haven't sorted out your insurance yet, temporary insurance can cover you for the drive home (and for test driving).

Selling your car

If you're looking to sell, a few weeks of short-term cover is the perfect way to keep your car insured.

What our customers say on

Our customers say
stars out of 5 based on
What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!
Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.
The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.

Insurance made easy

Why is car insurance so expensive

Car insurance pricing gets pretty complex. Here's what you need to know.

Excess explained

Excess is one of the more confusing concepts in insurance. So here's the ultimate (we reckon) guide.

Can you insure a car you don't own?

In the UK, you can insure a car you don't own. There are a few ways you can do it, too.

Why you need insurance to drive a new car home

You need insurance as soon as you buy a car. That's where temporary car insurance can help.

Car insurance types explained

Third party? Comprehensive? Fully comprehensive? Here's what it all means.

What to look for when buying car insurance

There are loads of different things included with different car insurance policies. Here's what to look for.

A better kind of car insurance

We think the insurance industry needs to change. So we're doing things differently at Cuvva by offering insurance that's tailored to our customers.

That said, we're fully regulated by the FCA. Which means our insurance is above-board and completely legal. We're trusted by 300,000 people. And counting.

So there's nothing too-good-to-be-true here. Just fast, flexible policies.

Refer a friend, get £10 off the next trip

Know someone that could use Cuvva? We’ll give them a £10 discount on their next trip. You get £10 too.
Find out how

Ready to get started?

Get short-term car insurance with Cuvva.

Get an estimate
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Cuvva is authorised and regulated by the UK Financial Conduct Authority. (#690273)