Temporary car insurance
Instant policies. Unbeatable support. Get insured for as little as an hour.
FCA regulated
since 2015
Human support
in the app
4.8 rating
on Trustpilot
Fast, flexible short-term cover
Insurance in no time
You can buy a policy in minutes. And you can extend it in seconds.
Manage your driving
With MOT and tax reminders in the app, Cuvva takes the hassle out of driving.
Standalone policies
Cuvva policies are completely standalone, so your (or your friends') no-claims bonus is safe.
Fully comprehensive
You're covered for up to ÂŁ40,000, with class 1 business insurance included.
Unbeatable customer support
With Cuvva, you can get 24/7 support (from a real life human!) We usually respond within 1 minute.
How it works
Create an account
Download the Cuvva app and sign up in minutes.
Find your car
Enter your registration plate.
Pick a policy
Get cover for as little as one hour, or up to 28 days.
Drive!
And that's it! You're covered.
Who we can cover
Have a GB driving licence from the DVLA
Be under 65
Be at least 19 - and if you're under 21, have had your licence for a year, with no at or joint-fault claims
Have a car or van less than 20 years old
Transparent, flexible prices
We don't believe in sneaky pricing. Here's what we look at when you get a temporary insurance quote.
Who we can cover
Age requirements
The minimum age to use Cuvva is 19. The maximum age is 65.
If you're under 21, have had your licence for a year, with no at or joint-fault claims.
Your age also affects which vehicles we can insure you on. For more powerful cars in higher insurance groups, you'll need to have more years of driving experience.
And, as with most insurance companies, your age affects your price, as well as your excess. Younger drivers tend to pay more than older, more experienced drivers.
Vehicles
You can get temporary car insurance on most vehicles, but we do have a few restrictions.
Cars need to be worth at least ÂŁ1, and no more than ÂŁ40,000. The car also has to be less than 20 years old.
We also can't insure cars that have been modified, impounded, scrapped or imported.
There are also age-related restrictions on the kinds of cars we can cover you for. Generally, the older and more powerful the car - and the higher the insurance group - the older you'll have to be to get insured on it.
Usage
There are a few things you can't use Cuvva for:
- Making deliveries
- Motor trading
- Anything that isn't covered by class 1 business use
- Driving people around for profit
You'll also need to have a valid MOT to get a Cuvva policy. That means you can't use our temporary car insurance to drive a car to an MOT centre.
You can't use Cuvva if your car is impounded, or if it's insured under a fleet policy.
What's covered
Cuvva is fully comprehensive. That means you're covered for damage to your own car, not just other people's - up to a maximum of ÂŁ40,000.
Driving in Europe
You can use temporary insurance to drive in Europe. But your cover won't be comprehensive. And you'll only be able to buy policies in the UK.
Get help
Any questions? Search the knowledge base.
Temporary car insurance: perfect for...
With Cuvva, you can get temporary insurance for as little as an hour. So it's quicker (and usually cheaper) than adding a named driver.
We cover cars and vans, so you can use temporary insurance to borrow a vehicle for moving day.
Just bought a car? If you haven't sorted out your insurance yet, temporary insurance can cover you for the drive home (and for test driving).
If you're looking to sell, a few weeks of short-term cover is the perfect way to keep your car insured.
What our customers say on
Insurance made easy
Why is car insurance so expensive
Car insurance pricing gets pretty complex. Here's what you need to know.
Excess explained
Excess is one of the more confusing concepts in insurance. So here's the ultimate (we reckon) guide.
Can you insure a car you don't own?
In the UK, you can insure a car you don't own. There are a few ways you can do it, too.
Why you need insurance to drive a new car home
You need insurance as soon as you buy a car. That's where temporary car insurance can help.
Car insurance types explained
Third party? Comprehensive? Fully comprehensive? Here's what it all means.
What to look for when buying car insurance
There are loads of different things included with different car insurance policies. Here's what to look for.
A better kind of car insurance
We think the insurance industry needs to change. So we're doing things differently at Cuvva by offering insurance that's tailored to our customers.
That said, we're fully regulated by the FCA. Which means our insurance is above-board and completely legal. We're trusted by 300,000 people. And counting.
So there's nothing too-good-to-be-true here. Just fast, flexible policies.
Refer a friend, get ÂŁ10 off the next trip
