Temporary car insurance
Get temporary insurance from 1 hour to 28 days. Download the app and get covered in minutes.
FCA regulated
since 2015
Human support
in the app
4.8 rating
on Trustpilot
Fast, flexible short-term cover
Insurance in no time
You can buy a policy in minutes. And you can extend it in seconds.
Manage your driving
With MOT and tax reminders in the app, Cuvva takes the hassle out of driving.
24/7 customer support
We're free when you're free. Get 24/7 customer support (from humans!) in the app.
Fully comprehensive
You're covered for up to £40,000, with class 1 business insurance included.
Free tools
Free car checker
MOTs, tax data, vehicle specs - get it all for free with our car checker.
Insurance group checker
Type in your car's registration, and we'll show you what insurance group it's in.
Insurance groups explained
One of the things insurance companies look at when figuring out your price is your car's insurance group. Here's how it works.
How it works
Create an account
Download the Cuvva app and sign up in minutes.
Find your car
Enter your registration plate.
Pick a policy
Get cover for as little as one hour, or up to 28 days.
Drive!
And that's it! You're covered.
Who we can cover
Have a GB driving licence from the DVLA
Be under 65
Be at least 19 - and if you're under 21, have had your licence for a year, with no at or joint-fault claims
Have a car or van less than 20 years old
Transparent, flexible prices
We don't believe in sneaky pricing. Here's what we look at when you get a temporary insurance quote.
Temporary car insurance: the details
How temporary car insurance works
Temporary car insurance is a shorter car insurance policy that usually lasts between an hour and month.
It's a standalone policy. That means, if you're borrowing someone's car, it wouldn't affect their insurance if you had to make a claim.
It's a quicker (and usually cheaper) way to get car sharing insurance than adding a named driver. And it's more flexible than taking out a full car insurance policy.
Underlying policies
As long as your short-term car insurance is active, you don't need to have an underlying policy.
That means you can drive your own car. Not just other people's.
The excess
We figure out your excess using lots of different bits of information, like:
- Your age. Younger drivers tend to have a higher excess than older, more experienced drivers.
- The vehicle you're driving. Faster, more expensive cars tend to come with a higher excess.
- Your location when you start the policy. If you're in an area where there are lots of incidents, your excess will go up a little.
We don't offer voluntary excess, and you can't adjust the compulsory excess. But it's always shown clearly in the app before you buy a policy.
Age requirements
The minimum age to use Cuvva is 19. The maximum age is 65.
If you're under 21, have had your licence for a year, with no at or joint-fault claims.
What's covered
Cuvva is fully comprehensive. That means you're covered for damage to your own car, not just other people's - up to a maximum of £40,000.
Driving in Europe
You can use temporary insurance to drive in Europe. But your cover won't be comprehensive. And you'll only be able to buy policies in the UK.
Get help
Any questions? Search the knowledge base.
Temporary car insurance: perfect for...
With Cuvva, you can get temporary insurance for as little as an hour. So it's quicker (and usually cheaper) than adding a named driver.
We cover cars and vans, so you can use temporary insurance to borrow a vehicle for moving day.
Just bought a car? If you haven't sorted out your insurance yet, temporary insurance can cover you for the drive home (and for test driving).
If you're looking to sell, a few weeks of short-term cover is the perfect way to keep your car insured.
What our customers say on
Insurance made easy
Why is car insurance so expensive
Car insurance pricing gets pretty complex. Here's what you need to know.
Excess explained
Excess is one of the more confusing concepts in insurance. So here's the ultimate (we reckon) guide.
Can you insure a car you don't own?
In the UK, you can insure a car you don't own. There are a few ways you can do it, too.
Why you need insurance to drive a new car home
You need insurance as soon as you buy a car. That's where temporary car insurance can help.
Car insurance types explained
Third party? Comprehensive? Fully comprehensive? Here's what it all means.
What to look for when buying car insurance
There are loads of different things included with different car insurance policies. Here's what to look for.
A better kind of car insurance
We think the insurance industry needs to change. So we're doing things differently at Cuvva by offering insurance that's tailored to our customers.
That said, we're fully regulated by the FCA. Which means our insurance is above-board and completely legal. We're trusted by 300,000 people. And counting.
So there's nothing too-good-to-be-true here. Just fast, flexible policies.
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