Using temporary car or van insurance to move home

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Temporary car insurance
Moving home
Contents insurance
Insurance

Temporary car insurance

Temporary car insurance is just that: car insurance that only lasts a short period of time.

Sometimes called ‘short-term car insurance’, it typically lasts from just a single hour of car insurance to a period of weeks.

Temporary insurance is perfect for borrowing or lending your car - and this makes it perfect for moving home! 🏡

Rather than shuttling back and forth in an Uber, or hiring an expensive man-in-a-van, you can take a lend of a friend’s car and get your stuff from A to B with fully comprehensive insurance.

Get a quote in minutes 👇
Insurance for an hour to rolling monthly cover. Get a quote

How to use short-term cover to move home

First off, you’ll need to find a lovely friend or family member who can lend you their car or van. For moving home, we’d recommend a van, but some cars have pretty sizeable boots and it all depends on how much stuff you have.

After you’ve located this kindly soul, you can get ready to hit the road. Just find an insurer that offers temporary car insurance (cough, cough 👀). Normally all you need to do is enter the vehicle’s reg number and your own details to get a quote and take out a policy.

It can differ by insurer, but often your temporary insurance begins instantly. This means there’s no wasted time when you’re all packed and ready to get your life in your new house started.

So get those boxes and bags full of clothes loaded up, punch your new home’s postcode into the sat-nav, and hit the road.

(PS - we’ve written a pretty cool guide about how your postcode impacts your car insurance price if you want some bonus reading!)

Moving home is easy with temporary insurance
Moving home is easy with temporary insurance - just don’t forget to pack the essentials
Bonus reading 📚
Your postcode can massively impact your car insurance. Find out how.

Contents insurance for moving home

It can be a little scary putting all of your worldly possessions into one vehicle. It’s worth making sure you’re covered in case the worst happens.

Different insurers have different policies here, but short-term car insurance doesn’t usually include cover for your possessions (there may be a pretty modest sum set aside for some personal items left in a car that gets burgled or damaged, for example, but certainly not enough to cover everything you own).

So if you’re driving to your new home with your laptop, flat-screen TV and everything else in the back, you’re most likely not covered by your car insurance.

However, here’s the good news: if you have home insurance, you probably will be covered.

Contents insured by a driver’s home insurance policy are (normally) covered automatically when moving home, for a period of up to 72 hours.

This can include temporary storage if you need to leave your stuff somewhere for a day or two between houses.

Just make sure the contents you will be transporting are covered on your home insurance policy. If you buy a new coffee machine just before the move, for example, and it’s not on your current home insurance policy, it might not be covered if it’s damaged en route to your new home.

Temporary car insurance starts instantly
Cuvva’s temporary car insurance starts instantly
How cooling-off periods work
A cooling-off period is a 14-day window you get to cancel your car insurance on some policies.

Get temporary insurance to move home

Cuvva’s temporary van insurance is perfect for moving home, with cover starting from just one hour to a full month.

Coverage is fully comprehensive, so you’ve got full peace of mind while you’re driving to your new home.

If you’d prefer to travel by car, our temporary car insurance is great for borrowing a mate’s ride.

Whatever you’re after, you can get a quote in just a few minutes.

Updated on 15th August 2022