Learner driver insurance
Temporary insurance for all you provisional drivers practising for your driving test. Manage it all through the app. Oh, and good luck! 🚘
Only pay for what you need.
Get hourly car insurance in minutes. View your documents, manage your details and chat to us - all through your phone.
And with cover starting instantly, there's no need to commit in advance. It's the ultimate flexibility. Just grab your licence, make sure you've got a supervisor, and get started.
Learning to drive with Cuvva
Less stress, more success with our provisional licence insurance.
No claims bonus protection: there’s no risk to the person whose car you’re borrowing
If you’d rather drive your own car with a supervisor, that’s fine too
Lesson running over or fancy another? Extend your cover instantly in the app
Our fully comprehensive insurance has you covered in most instances
Learning to drive can be confusing! If you have any questions about your cover, our 6am to 1am support team can help you within 1 minute
How it works
1
Download the app
It just takes a few clicks to get started, and it's free.
2
Get a quote
Enter details about you and your car
3
Check your cover and pay
With a fully comprehensive 1 hour policy of your own!
4
Extend whenever you need
For when an hour just isn't enough
Can I get learner driver insurance on my parents’ car?
- Yes. If you have a supervisor you can get your own standalone cover through the Cuvva app. This way, their no claims bonus will be unaffected if the worst happens.
- You can drive any vehicle up to insurance group 20. If you can get a quote on the app or the website, then we can insure you! However, we can’t insure vehicles that are over 20 years old, imported, without an MOT, modified or for-hire.
How much is car insurance for a learner driver?
- Most insurers require learners to sign up for a certain time period, whether it’s a month, two months, or even a year. This can be really expensive, so we decided to do things differently.
- Instead, with Cuvva’s learner insurance, you can get insured for as little as just an hour. Basically, use us as much (or as little) as you need!
- What’s it mean for your wallet? The average provisional driver pays an average* of £14.05 for 1 hour of fully comp insurance, and £21.18 for 2 hours.
- *Average Cuvva price in January 2022
Do I need a supervisor when learning to drive, and what are the rules?
- Your supervisor must be 25 and they must have held their licence for 5 years. They also need to be qualified to drive your type of car (basically, a supervisor with an automatic-only licence wouldn’t be able to supervise you driving a manual).
- Remember - they can’t drive the car, even if you get stressed or need some help. They need their own insurance for this. But don’t worry, we can do an hour’s cover for full licence holders, too.
What are the Cuvva rules when learning to drive?
- With Cuvva’s learner insurance, you can insure yourself for up to six hours during a 24 hour period. This can be anytime between 9am to 8pm.
- Remember, you’ll need your own policy to drive, and you’ll need to be aged 17-40. We can’t insure learners who have had a provisional licence for over 5 years.
Fully comprehensive. And then some.
We cover...
You and your stuff
Payouts up to £40,000 for accidents, theft, attempted theft, or fire damage
Up to £500 for fitted audio equipment, and £100 for your things
Class 1 business use
Other people
Your legal liability to other people arising from an accident
Third party property damage up to £2M including associated costs and expenses
Cuvva extras
Get covered in minutes
Protect the owner's no-claims bonus
6am to 1am human support, with a 1-minute response time
It's all in the details.
The small things that have a big impact.
Notification reminders
Know when your policy is ending
Apple Pay support
For fast, secure payments
Licence scanner
Set your account up at the speed of camera.
Who we cover
To use Cuvva, you'll need:
A supervisor
A GB driving licence
Access to a car that's less than 20 years old
A car that's worth less than £40,000
Learner driver FAQs
Can I drive on a provisional licence without a qualified driver?
- It is against UK law to drive alone or without a qualified driver if you’re a learner. Always have a qualified driver with you so that your licence stays clean and your car doesn’t get impounded! With Cuvva, your supervisor must be over 25 and have held their full licence for five years – though this doesn’t have to be a UK licence.
Does my insurance cover other learner drivers?
- Unless the learner driver is a named driver on the policyholder’s insurance, it’s safe to assume that they are not covered.
- However, learner driver insurance is fairly accessible now and with some insurers like Cuvva, a learner can get coverage of their own for as little as 1 hour.
- At Cuvva, each account is only attached to one person’s details. Any policies purchased on the account would only cover the main driver to drive the vehicle.
How many driving lessons can I take in one week?
- There are no minimum or maximum time limits when learning to drive in the UK, but we recommend a maximum six hours in one day.
- This is consistent with our policies in the app - you can get covered up to six hours in one 24 hour period.
Does driving as a learner count towards a no-claims bonus?
- Unfortunately not, because our learner insurance counts as a short-term policy.
Do learner drivers need insurance?
- Yes! It isn’t worth risking disaster. You can be banned from driving, get up to 8 points and get an unlimited fine if you drive without insurance, according to UK government guidelines.
Do I need a supervisor when I learn to drive?
- Yes - you can be fined up to £1,000 and you’re likely to get 6 points on your licence if you drive without a supervisor. Yikes!
- Remember, you’ll need your own policy to drive, and you’ll need to be aged 17-40. We can’t insure learners who have had a provisional licence for over 5 years.
Can I teach someone to drive in my own car?
- Yes! With Cuvva, you can teach someone to drive so long as they can get a quote on your vehicle and your vehicle isn’t modified. Learner drivers can get a policy on vehicles up to insurance group 20, and you can teach them if you are aged over 25 and have held your full licence for five years.
Where can learners drive?
- If you’re learning to drive within England, Wales and Scotland you should be able to drive wherever your confidence takes you – with enough time to get back home of course! Since 2018, learners can even drive on the motorway. Cuvva sadly can’t cover drivers in Northern Ireland at the moment but this could change in the future. The golden rule is if you can get a policy in your area, then we can insure you.
Can a learner drive on the motorway in the UK?
- You’re brave! But yes - since June 2018, the DVSA has allowed provisional drivers to learn on the motorway.
- However there are two things you need to bear in mind:
- 1. The car must have dual controls (that is - a set of pedals on the passenger side)
- 2. Your driving instructor needs to be registered and approved by the DVSA - they need to be an 'Approved Driving Instructor' (ADI).
- So a trainee instructor or a 'Potential Driving Instructor' with a PDI licence wouldn’t be allowed to take you on the motorway.
Already passed your driving test?
Nice work! You may want to consider our monthly subscription insurance. It’s suitable for young drivers who have held their licence for at least a year, and don’t want to install a black box, or put up with curfews. To change your learner status in the app to a full licence holder's, just chat to us in the app.
Any questions?
Forget automated replies and chatbots! Our customer support team is made up of real people - with an average one minute response time. We’re on hand between 6am and 1am every single day. Let’s have a chat.
