The cost of learning to drive - and how to get insurance

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Provisional licence
Driving lessons
Theory test
Practical test
Getting insurance

Learning to drive is an important milestone but there are a few costs to factor in.

From applying for a provisional licence to booking lessons and your driving test, the costs can add up quickly.

We breakdown all the costs you'll need to consider when learning how to drive.

Applying for a provisional licence: £34-£43

Before you start learning how to drive, you'll need to apply for a provisional driving licence.

Provisional licences cost £34 if you apply online or £43 if you apply by post.

Your provisional licence shows that you can legally drive on UK roads as long as you have a "trusted driver" with you.

A trusted driver could be someone you know or a professional driving instructor.

If you learn with someone you know, they must:

  • Be over 21 years old
  • Have held their licence for at least 3 years
  • Have passed their test in the type of car you're learning in e.g. manual or automatic
Learning driver insurance
Get provisional car insurance for as little as an hour with Cuvva. Learn more

Driving lessons: £1,410

Learner drivers need around 47 lessons and 22 hours of private practice before they pass their test.🕗

This is just a rough guide though and the number of lessons you need will vary depending on the driver.

On average, driving lessons cost around £25-£30 per hour but can vary depending on where you live.

You might be able to save on lessons by booking in blocks rather than pay-as-you-go.

Your driving lesson fee includes the cost of petrol and car insurance.

If you want to practice outside your lessons or learn to drive with a trusted friend or family member, you need to get insurance.

You can do this by getting added as a named driver on their policy, or you can buy temporary learner driver insurance.

Booking your theory: £23

Before you can take your practical driving test, you'll need to pass your theory.

Car theory tests cost £23 and you can book your theory test online.

You can take your theory as soon as you have your provisional driving licence.

Your theory test certificate is only valid for 2 years from the date you passed.

This means you'll have to retake it if you don't pass your practical before those 2 years are up.

Practical driving test: £62-£75

Once you're confident and comfortable behind the wheel, it's time to book your practical!

Practical tests cost £62 on weekdays and £75 on evenings, weekends and bank holidays.

You can book your practical driving test online.

Once you've passed your practical test you'll be ready to start driving solo!

You can also take an extra driving course, called Pass Plus, if you'd like more practice.🚗

Insuring your first car

In the UK we have a law called Continuous Insurance Enforcement (CIE) which means that all vehicles in England, Scotland and Wales must be insured.

This means that your car must be insured even when it's not being driven unless you declare your car as off the road using a Statutory Off-Road Notice (SORN). 🚗

There's no grace period with the CIE rule so you'll still need insurance to drive a new car home or fortest driving a car.

You'll also need insurance if you decide to drive a car you don't own.

Cuvva has built a new flexible subscription car insurance that lets you pay monthly with no added interest or cancellation fees!

Driving without insurance

Driving without insurance is illegal and could result in some hefty penalties.🚫

The police could give you a £300 fine and six penalty points if you're caught driving without cover.

If your case goes to court, you could get an unlimited fine or be banned from driving altogether (and nobody wants that!)

Always check that you have the right car insurance before getting behind the wheel.

Get a fairer policy price
Our new Smart Pricing feature factors how well you drive into your quote and could help you get a fairer price for car insurance! Learn more
Updated on 5th May 2021