Test drive car insurance

Buying a new car? Get a short-term car insurance policy for the test drive, with instant policies and unbeatable customer support.

FCA regulated

since 2015

Human support

in the app

4.8 rating

on Trustpilot


Fast, flexible test drive car insurance

Instant insurance

Sign up in minutes. Once you're set up, you can buy policies in no time.

No underlying policies

With Cuvva, the car doesn't need an underlying policy. So it's the perfect insurance for test driving.

Unbeatable customer support

We're free when you're free. Get 24/7 customer support in the app.

Comprehensive cover

With Cuvva, you're in safe hands. All our car insurance policies are fully comprehensive.

How to get test drive car insurance

Create an account

Download the Cuvva app and sign up in minutes.

Find your car

Enter your registration plate.

Pick a policy

Choose your policy, check the details and pay.


And that's it! You're covered.

Buying a new car?

Get a full history of any car before you buy - in seconds. We'll show you everything from MOTs to mileage.

Ready to get started?

Get test drive car insurance with Cuvva.

What our customers say on

Our customers say
stars out of 5 based on
What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!
Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.
The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.

Unbeatable customer support

We're free when you're free. You can get 24/7 support in the app.

24/7 support in the app
Average 1-minute response time
Our customer service

Refer your friends and get £10 off

Tell your friends and family about Cuvva and you'll both get a £10 discount when they buy a policy.

Get sharing

Test drive insurance: the details

How it works

Test drive car insurance is a standalone, short-term car insurance policy. It's perfect if you're buying a new second-hand car and what to take it for a spin first. And with Cuvva, the car doesn't need an underlying policy. That means you're covered even if the owner doesn't have insurance.

Age requirements

To use Cuvva, you have to be over 19 and under 65. And if you're under 21, you need to have held your licence for at least a year.

Sometimes, different vehicles will have different age restrictions. To double-check, try getting a quote in the app.

The excess

We figure out your excess using lots of different bits of information, like:

-Your age. Younger drivers tend to have a higher excess than older, more experienced drivers.

- The vehicle you're driving. Faster, more expensive cars tend to come with a higher excess.

- Your location when you start the policy. If you're based in an area where there are lots of incidents, your excess will go up a little

We don't offer voluntary excess, and you can't adjust the compulsory excess. But it's always shown clearly in the app before you buy a policy.

Get Cuvva, and get driving

Join 300,000 people in choosing a better kind of car insurance. Get an estimate to get started.

Refer a friend, get £10 off the next trip

Know someone that could use Cuvva? We’ll give them a £10 discount on their next trip. You get £10 too.
Find out how
Cuvva is authorised and regulated by the UK Financial Conduct Authority. (#690273)