FCA regulated

5858E6Approved since
2015

Quick support

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Is weekly insurance for me?

Insurance is available to  learner drivers from 17-45 and full licence holders from 19-65, although those under 21 must have held their licence for a year (full policy rules). The vehicle doesn’t need to have an existing insurance policy to be able to use Cuvva. A weekly policy would provide you with full coverage, as well as flexibility on a chosen vehicle.

Why buy weekly car insurance?

Given the legal requirements of Continuous Insurance Enforcement rules, a weekly Cuvva policy can provide cover for that awkward period of time between your annual policy ending and selling your car, or immediately after purchasing a car. A week’s worth of cover may not make sense if you’re not going to drive every day but if the car doesn’t have another policy, a week’s cover will provide you with a valid policy for the whole time the car is in your possession. Alternatively, you would need a Statutory Off Road Notice from the DVLA. The best way to calculate the best option is to look at the cost of an hour and then work out how many times you’re going to drive – this can then be compared to the cost of a week’s cover. The only quirk you may want to consider is that our underwriter increases the premiums during risky periods (rush hour and weekend evenings) – this can increase the cost of policies purchased at these times by up to 20%.

Buying / Selling your car 

If you are selling your car, getting a week’s cover to tide you over can be cheaper. Renewing an annual insurance policy may have cancellation fees that are more than the cost of a short-term policy!

Hourly

Just need to borrow a car to pop to the shops? An hour could be perfect.

Daily

Making a few journeys? Probably best to have cover for the day.

Weekly

Need the flexibility to hop in the car throughout the week?

Monthly

Borrowing a car for a longer period of time? Our 28 day policies could be perfect.

Weekly car insurance

Buying a week-long policy could be the cheapest option if you’re planning to drive a lot. If you only plan to borrow a car for a couple days or a few hours each day, you might want to look into buying a policy with a shorter duration.
1 week temporary car insurance
Who we cover
Insurance is available to learner drivers between 17-45 and full licence holders between 19-65 (although if you’re aged between 19 and 21, you must have held your licence for at least a year and have no at-fault claims).  It is available on vehicles with and without another insurance policy on the car (full policy rules).

How it works

Create an account

Download the Cuvva app and sign up, in minutes.

Search for the vehicle

Enter the registration plate of the vehicle you want to get covered on.

FCA regulated

Choose how long

From 1 hour to 28 days, to cover all your driving needs.

FCA regulated

Start driving!

Pay for the policy and drive away. There's even the option to extend!

Watch how our weekly insurance works

What our customers love

Luke

What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!

Luke
Donna

Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.

Donna
Emeka

The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.

Emeka

Frequently asked questions

Who can we cover?

We have worked hard with our underwriter to offer insurance to as many people as possible. It is currently available to learner drivers between 17-45 and full licence holders between 19-65 (although if you're aged between 19 and 21, you must have held your licence for at least a year and have no at-fault claims).

We only offer cover to holders of UK DVLA licences, on cars valued between £0 - £40,000 and up to insurance group 49 for experienced drivers. Check our full short term insurance policy rules for full details on who we can and cannot cover

What vehicles can we cover?

Currently, we can insure cars and vans. There are a number of variable rules set by our underwriter that affect what vehicles you can get insured on such as how long you have held your licence and the insurance group of the vehicle. Also, there are some set rules, which are:

For cars:

  • cannot be older than 20 years old
  • cannot have modifications of any kind
  • cannot be scrapped
  • cannot be impounded
  • must be valued at above £1 and below £40,000

For vans:

  • cannot be older than 20 years
  • must be between insurance groups 1 - 20
  • cannot have modifications of any kind
  • cannot be scrapped
  • must be valued at above £1 and below £20,000

That is not an exhaustive list but it gives you a good indication of what vehicles we can currently insure. As we continue to grow, the range of vehicles we can insure should always keep expanding.

To see if we can insure you on a specific vehicle it's best to get a quote in our app.

What will you need to purchase insurance from us?

To purchase temporary car insurance through Cuvva, you will need to download our app on your phone. To register, you will need to have:

  • A photo of government approved photo ID (typically, this will either be your passport or your Driving Licence)
  • A UK DVLA driving licence number (we use this to check whether you have any motoring convictions and to verify the name, address and date of birth)
  • Your own UK debit/credit card to make the payment
  • Declared all incidents (at fault/not at fault) that you have been involved, as a driver, passenger or named driver, in the last 5 years.
  • Been a resident in the UK for the past 3 years or have been a long-term resident within the last 5 years who’s back visiting the UK.
  • Permission from the owner of the vehicle

Contacting support

If you have a problem using the app or purchasing insurance and you would like to speak to us, the easiest way to do so is using our online chat function. This can be done in app, on the website (using the speech bubble) or by emailing support@cuvva.com. On average, we will get back to you within 2 minutes!

Motor Insurance Database (MID)

All purchased car insurance policies are added to the MID (Motor Insurance Database) and any policy can be checked by visiting the AskMID website. Unfortunately, the database updates irregularly, sometimes as little as once a week and, in addition, the police ANPR camera database is updated weekly. This can mean that the police may stop you for “driving without insurance” when you are fully insured. If this happens you can show the officers your policy documents and ask that they do a live MID check.

Excess

The excess is dependent on a number of factors taken into account for the generation of a quote. It can, therefore, fluctuate depending on the driver, the vehicle and the location.

The excess is visible before purchase once a quote has been generated – this is labelled “Mandatory Excess”. Cuvva currently has no voluntary excess but we hope to offer this in the future.