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Is weekly insurance for me?

Insurance is available to  learner drivers from 17-45 and full licence holders from 19-65, although those under 21 must have held their licence for a year (full policy rules). The vehicle doesn’t need to have an existing insurance policy to be able to use Cuvva. A weekly policy would provide you with full coverage, as well as flexibility on a chosen vehicle.

Why buy weekly car insurance?

Given the legal requirements of Continuous Insurance Enforcement rules, a weekly Cuvva policy can provide cover for that awkward period of time between your annual policy ending and selling your car, or immediately after purchasing a car. A week’s worth of cover may not make sense if you’re not going to drive every day but if the car doesn’t have another policy, a week’s cover will provide you with a valid policy for the whole time the car is in your possession. Alternatively, you would need a Statutory Off Road Notice from the DVLA. The best way to calculate the best option is to look at the cost of an hour and then work out how many times you’re going to drive – this can then be compared to the cost of a week’s cover. The only quirk you may want to consider is that our underwriter increases the premiums during risky periods (rush hour and weekend evenings) – this can increase the cost of policies purchased at these times by up to 20%.

Buying / Selling your car 

If you are selling your car, getting a week’s cover to tide you over can be cheaper. Renewing an annual insurance policy may have cancellation fees that are more than the cost of a short-term policy!


Just need to borrow a car to pop to the shops? An hour could be perfect.


Making a few journeys? Probably best to have cover for the day.


Need the flexibility to hop in the car throughout the week?


Borrowing a car for a longer period of time? Our 28 day policies could be perfect.

Weekly car insurance

Buying a week-long policy could be the cheapest option if you’re planning to drive a lot. If you only plan to borrow a car for a couple days or a few hours each day, you might want to look into buying a policy with a shorter duration.
1 week temporary car insurance
Who we cover
Insurance is available to learner drivers between 17-45 and full licence holders between 19-65 (although if you’re aged between 19 and 21, you must have held your licence for at least a year and have no at-fault claims).  It is available on vehicles with and without another insurance policy on the car (full policy rules).

Short term car insurance: how it works

A hand holding a phone that displays someone's profile

Create an account

Download the Cuvva app and sign up in minutes.

A hand typing a car registration into an app

Find your vehicle

Enter your registration plate.

App screens showing one hour, two hours and three hours of insurance

Pick a policy

Get cover for as little as one hour, or as long as 28 days.

Animated characters driving a car.


Pay for the policy and drive away. You can extend it in seconds.

What our customers love


What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!


Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.


The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.


Frequently asked questions

Who can we cover?


We have worked hard with our underwriter to offer temporary car insurance to as many people as possible. It is currently available to:

  • learner drivers between 17-45
  • full licence holders between 19-65 (although if you're aged between 19 and 21, you must have held your licence for at least a year and have no at-fault claims).

We only offer cover to holders of UK DVLA licences, on cars valued between £0 - £40,000 and up to insurance group 49 for experienced drivers. Check our full short term insurance policy rules for full details on who we can (and can't) cover.

What vehicles can we cover?

Currently, we can insure cars and vans. But there are a few rules around the types of vehicles we can insure. These are set by our underwriter. They cover things like how long you've had your licence, and the insurance group of the vehicle. Also, there are some set rules, which are:

For cars:

To get short-term car insurance, your has to be valued above £1 and below £40,000, and it can't be:

  • Older than 20 years
  • Modified
  • Scrapped
  • Impounded

For vans:

Vans have to be valued above £1 and below £20,000 to be eligible for our temporary van insurance, and they can't be:

  • Older than 20 years
  • In an insurance group higher than 20
  • Modified
  • Scrapped

That's not an exhaustive list, but it gives you a good indication of which vehicles we can insure. We're always working with our underwriters to offer short-term car insurance to a wider range of drivers.

To see if you're eligible for temporary insurance, it's best to get a quote in the app.

What will you need to purchase insurance from us?

To buy temporary car insurance through Cuvva, you'll need to download our app. To register, you will need to have:

  • A photo of government approved photo ID (typically, this will either be your passport or your Driving Licence)
  • A UK DVLA driving licence number (we use this to check whether you have any motoring convictions and to verify the name, address and date of birth)
  • Your own UK debit/credit card to make the payment
  • Declared all incidents (at fault/not at fault) that you have been involved, as a driver, passenger or named driver, in the last 5 years.
  • Been a resident in the UK for the past 3 years or have been a long-term resident within the last 5 years who’s back visiting the UK.
  • Permission from the owner of the vehicle
Contacting support

If you have a problem using the app or buying short term insurance, get in touch! Our in-app chat is available 24 hours a day, 7 days a week. On average, we'll get back to you within 1 minute.

Motor Insurance Database (MID)

When you buy a car insurance policy, it's added to the Motor Insurance Database (MID). You can check the MID to make sure your car's insured, and the police can also use it to check that your car's insured.

But the MID can take a little while to update. For Cuvva customers, this can be a problem. When you buy short-term car insurance, the MID doesn't always get updated by the time you're on the road. We send your policy to the MID as quickly as possible, but sometimes it just doesn't update quickly enough.

If you get pulled over, there's no need to panic. Even if your temporary car insurance isn't showing up in the MID, it's still legal and valid. Just show the officer your policy documents and you should be good to go. You can find them in the app. We'll also email you a copy when you buy your policy.



The excess is an amount you have to pay when you make a car insurance claim. Our short-term car insurance doesn't have a voluntary excess, and the mandatory excess changes depending on the person buying the policy, the vehicle they're driving, and they location they're driving in.

You can see the excess in the app before you buy your temporary car insurance. It's called the "mandatory excess".