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Temporary car insurance for hours, days, or weeks
Temporary car insurance is a clever way to drive a car for a short time. It’s quick and easy to drive someone else’s car, or insure your own if you need more time to sort out annual cover.
Getting a quote only takes a few minutes on our lightning-fast app. Policies are fully comprehensive, start immediately or whenever you want, and last as long as you need them.
14 million+ policies sold
3 million+ cars insured
5 million+ app downloads
What is temporary car insurance?
Temporary car insurance makes it easy to drive a car for a short period of time. Unlike annual insurance, temporary insurance policies are super flexible and can last as little as 1 hour to as long as days or weeks. It’s super affordable too, because you only buy cover for the time you actually need to drive.
Avoid the faff and stress of being added as a named driver to someone else’s policy. It could also save you money on annual insurance, by giving you extra time to find suitable longer-term cover so you don’t need to rush into a bad deal.
How long does temporary car insurance last?
One of the best things about temporary car insurance policies is how flexible they are. They last from just 1 hour to days and weeks - so there’s sure to be a policy length that suits your plans.
1 hour car insurance
Hourly car insurance is perfect for driving a car for a short period, whether you’re sharing a long drive, test driving a car, or borrowing one. If you need more time, you can extend your policy with just a few taps whenever you want.
1 day car insurance
Daily insurance is great for when you’ve got big things planned, like when you’re moving house, taking stuff to the dump, or for those all-important trips to IKEA (meatballs not included).
1 week car insurance
Weekly car insurance might work out as the best value if you’re borrowing a car or van regularly. It’s also a good option if you’re visiting friends or family and want to drive their car during your trip.
How temporary car insurance works
Flexibility
Buy an instant policy in minutes or book one in advance so you’re ready to drive later
Extend your policy instantly if you need more time on the road
Choose a policy length from 1 hour to 28 days, all sorted via the app
Get your policy docs (your car insurance certificate) sent straight to your phone - no waiting around for paperwork to arrive
No deposits, interest, tie-ins or credit checks
Peace of mind
Fully comprehensive cover - the highest category of insurance available
Car owner's no claims bonus is protected because the driver’s policy is completely standalone
Cover for damage to the vehicle, damage to other people’s vehicles, personal injury plus more
Add 24/7 breakdown cover for an additional 90p for a 1 hour policy, £3.96 for 1 day, or £11.10 for 1 week
365-day help from our tireless customer support team
Business class 1 cover for commuting, driving to sites, and carriage of own goods
Insurance for all
Learner driver insurance to nail those manoeuvres as you practice for the driving test
Temporary van cover to lighten the load
Test drive insurance for checking out a potential purchase before you buy
Drive away insurance to get that new car home without having to worry about sorting annual cover right away
And you can borrow a car or lend out your own whenever you want
How much does temporary car insurance cost?
Your temporary insurance quote is unique to you and the vehicle. Your age and driving history, for example, will impact the price you’re quoted. So will your vehicle’s insurance group.
But we know it can be useful to get a ball park figure, so here’s what Cuvva users can expect to pay* for different policy lengths.
| Hourly car insurance | Daily car insurance | Weekly car insurance |
|---------------------- |-------------------- |---------------------- |
| 1 hour from £12.55 | 1 day from £18.18 | 1 week from £43.47 |
| 2 hours from £13.16 | 2 days from £22.84 | 2 weeks from £65.89 |
| 3 hours from £13.16 | 3 days from £27.16 | 3 weeks from £87.65 |
| 6 hours from £14.63 | 4 days from £30.56 | 28 days from £114.14 |
What's covered by temporary car insurance
Cuvva's short-term car insurance policies are fully comprehensive when driving in the UK, so you can have total peace of mind. Here’s a little more info:
What you're covered for
Damage to your vehicle up to £60k
Damage to third party property up to £2m
Accident, theft, attempted theft or fire
Social Domestic and Pleasure (SDP), commuting, Class 1 Business use and Carriage of own goods
Up to £500 for after-fit audio equipment and £100 for your things
£150 for a child seat
Driving in the UK (England, Scotland, Wales, and Northern Ireland) with fully comprehensive cover.
Driving in the EU, plus Andorra, Iceland, Liechtenstein, Norway, Serbia and Switzerland. This is third party cover only (which covers damage to the other person’s car), and policies must start and end in the UK.
What you're not covered for
Insuring rental cars
Putting the wrong type of fuel in your car
Impounded car release
Driving vehicles under fleet policies
Racetrack or rally day driving
If the car is stolen with keys left in the ignition
Someone else driving your car uninsured
Temporary car insurance alternatives
For when you need to hit the road for a specific reason
Learner driver insurance
Learn to drive with hourly car insurance, perfect for nailing those pesky manoeuvres. Get that practice in with fully comprehensive cover, protecting the car owner's own policy and NCB.
International driver insurance
Temporary car insurance is perfect for UK and international licence holders alike. Cuvva insures drivers with full licences from a bunch of different countries and we're regularly adding even more.
Temporary van insurance
Get insured to drive a van with temporary, fully comprehensive policies from 1 hour. Perfect for borrowing or lending a van, with business 1 cover included as standard.
How to get temporary car insurance fast
How to get Cuvva’s award-winning car insurance in less than 5 minutes:
1
Download the app
It just takes a few clicks
2
Find your car
By entering the number plate
3
Check your cover and pay
Get insured from 1 hour to 28 days
4
Extend with a few taps
If you need more time than you thought
Check your eligibility for temporary car insurance
Cuvva's temporary car insurance is a great option for lots of different drivers and car types. Here's some more details:
Driver eligibility
For full UK driving licence holders, you’ll usually need to be aged 19-70 to use Cuvva, and have held your licence for over a year if you're a newer driver
If you’re a provisional licence holder you’ll need to be aged 17-50 and not have held your licence for over 15 years
To use Cuvva, you can either have a UK licence or a full driving licence from most EU countries
Your car must
Be at most 40 years old (if you're driving a car on a full licence) or at most 20 years old (for learner licences, or vans)
Be worth less than £60,000 (cars), or be worth less than £40,000 (vans/commercial vehicles)
Meet our modification rules. We accept lots, including any to aid a disability, but there are some we can't insure
Meet our insurance group requirements
Not be scrapped or impounded temporarily
Not be a company car, a hire car or a vehicle on a fleet policy
Any questions?
Got a question? Our tireless customer support team is on hand every single day of the year, between 9am and 9pm. Let's have a chat.
*Price paid by 10% of Cuvva customers. Terms apply.