Temporary car insurance for students

Student life can be hectic so it’s important to be flexible - and that’s where temporary policies come in. They’re perfect for getting insured on a car only when you need to drive - without blowing your student loan on owning a car with an annual policy.

You can use temporary policies from 1 hour to 28 days to borrow a friend or housemate’s car if you only need it for a little while - or to drive a family member’s car when you’re back home for the Christmas holidays without the tedious and costly process of being added as a [named driver](https://www.cuvva.com/how-insurance-works/named-driver).

It depends on a few things: how long your policy will last, the car you’re insuring, and your age, driving history, address and other factors.

But as a rough estimate, here are some quick average prices for students on a Cuvva policy. The average student will pay £19.07 for [1 hour’s insurance](https://www.cuvva.com/car-insurance/temporary/1-hour) and £45.98 for [1 day’s insurance](https://www.cuvva.com/car-insurance/temporary/1-day).

Rather than taking out a temporary policy whenever they want to drive someone’s car, a student could get added as a named driver on someone else’s annual policy. This could be a good option if they drive a lot, but if they’re an infrequent driver it might not be the best bet. Students are often younger, newer drivers - so annual policies can be more expensive than when you’re more experienced. As well as this, it means they can only drive one car, plus the car owner’s own policy and no claims bonus is at risk if something happens.

With temporary cover, however, the student can borrow different cars by taking out ultra-flexible, short term policies on them whenever they need to. They won’t be shelling out while the car is parked up and not in use. Plus, they’ll have their own standalone policy, so the owner’s policy and no claims bonus will be protected - which makes it much easier to find a kind housemate or friend to lend you their car!