Temporary insurance for over 50s

Yes. It's easy to get a quote in the Cuvva app - and the good thing about being a more experienced driver is you are likely to get a better deal than younger age groups, too! You can borrow almost any car or van using the app if you’re under the age of 70 - getting a fully comprehensive insurance policy of your own in under 5 minutes, for [hourly](https://www.cuvva.com/car-insurance/temporary/1-hour), [daily](https://www.cuvva.com/car-insurance/temporary/1-day) or [weekly](https://www.cuvva.com/car-insurance/temporary/1-week) durations.

Car insurance premiums are based on ‘risk’ - in simple terms, how likely it is that you’ll be involved in an incident and need to make a claim, costing the insurer money. The less ‘risky’ a driver, the cheaper their car insurance will be - because the insurer is less likely to have to shell out.

Happily for drivers over 50, older drivers are seen as being less risky than younger drivers. This is because they are broadly more experienced on the road, with years of experience behind the wheel. They are also seen as less likely to drive dangerously or erratically compared to younger drivers. This means that temporary insurance for over 50s will usually be cheaper than the same short-term policies for younger drivers.

This isn’t always the case though, because a lot of things are considered alongside a driver’s age - including their driving history, their location, the car they’re driving, and much more. But it does make a good deal on your car insurance more likely.

Your car insurance quote depends on a huge number of things, but we’ve found some typical prices to help give you an idea.

Over 50s tend to save on their car insurance. For example, temporary insurance tends to be around 38% cheaper than all the younger age groups combined. For [1 hour’s insurance](https://www.cuvva.com/car-insurance/temporary/1-hour), for example, you can expect to pay around £12.87, which is approximately £3.77 cheaper than other age groups. For [6 hours](https://www.cuvva.com/car-insurance/temporary/1-day), it’s around £16.10, which is around £9.58 cheaper than other age groups.