1 day car insurance at your fingertips
Insure a car for just 24 hours. Fully comprehensive day by day car insurance, sorted in under five minutes. Trusted by 800,000+ drivers to cover their car or borrow someone else’s.
FCA Authorised and regulated
9am to 9pm support
1 day car insurance with peace of mind
When you use daily car insurance, you get fully comprehensive and affordable cover for the whole day.
Borrow a friend’s car 🤝
Our 1 day insurance policy means you don’t need to own a car to use one. Just borrow a car from your friends or family to make sure you only pay for a car when you need it. And get this: the owner’s no claims bonus won’t be affected because they’ll have their own temporary car insurance.
Use it to move home 🏡
Daily insurance is perfect for moving home. You can even insure yourself on a van, and if you need more time just extend it in the app.
More freedom 🕊
Nabbing car insurance for the day means you can get out for day trips or have the freedom to go out and explore new cities and sights. Share the experience - and the drive! - with someone else.
How much does it cost to insure a car for 1 day?
- It depends on the car, but to help you get a gauge we’ve rounded up the top 10 most common cars we insure for 1 day. Here’s a quick breakdown of the average cost (as of Dec 2022):
- Volkswagen Golf – a compact hatchback with plenty of interior space. Average price to insure for 1 day with Cuvva: £31.42.
- Ford Fiesta – a great value, subcompact car that’s been around since 1976. Average price to insure for 1 day with Cuvva: £23.17.
- Vauxhall Corsa – a comfortable, small car that’s been around since the 90s. Average price to insure for 1 day with Cuvva: £22.22.
- Vauxhall Astra – a practical, small but roomy car that’s been around since the 80s. Average price to insure for 1 day with Cuvva: £26.17.
- Ford Focus – a sporty, good value sedan or hatchback in a compact size. Average price to insure for 1 day with Cuvva: £25.84.
- Audi A3 – a subcompact executive or small family car with the silhouette of an Audi sedan. Average price to insure for 1 day with Cuvva: £32.89.
- Ford Transit – a family of cargo vans that come in a range of different sizes. Average price to insure for 1 day with Cuvva: £27.13.
- Volkswagen Polo – a supermini with hatchback, saloon and estate versions. Average price to insure for 1 day with Cuvva: £22.50.
- Volkswagen Passat – a series of bigger family cars that have been around since the 70s. Average price to insure for 1 day with Cuvva: £29.19.
- Renault Clio – a supermini with lovely interiors. Average price to insure for 1 day with Cuvva: £22.60.
What’s included in 1 day insurance cover?
Here’s what you get with our daily car insurance policy:
Fully comprehensive insurance 🔒
We only offer fully comprehensive insurance. You’re covered to drive and protected for damage to your vehicle, damage to other people’s vehicles, personal injury claims and much more. Boom. Sorted.
A helping hand 💬
If you need to get in touch with us, we're available between 9am to 9pm every day of the year - even Christmas. Get a response in minutes. No annoying hold music here.
Instant cover 💨
Any temporary insurance you take out with us (including 1 day car insurance), is instant! So when you take out a quote you could be on the road within minutes.
A few things you might want to know
Can I drive for 1 day without car insurance?
- It’s illegal to drive a car on the road or in a public place without at least third party insurance.
- Doing this could result in a £300 fine and six points on your licence. If your case goes to court you could even get a permanent driving ban as well as an unlimited fine! So it's a definite no.
Can I get 1 day car insurance for an 18 year old?
- Different insurers have different age restrictions, depending on their underwriters and how risky they see drivers under the age of 21. It also depends on what car you’re trying to insure. For example, more expensive cars might have more restrictions on how you can insure it.
- Unless you’re a learner driver, to use Cuvva for the first time you'll need to be over 19 and under 65. If you're under 21 and want to use our 1 Day insurance, you have to have held your full licence for at least a year and have no at-fault or joint-fault accidents or claims.
- If you're a learner, the age requirements are a bit different. You'll need to be aged between 17 and 40, and have had your provisional driving licence for less than 5 years. You'll also need a supervisor, whatever your age. They need to be at least 25, with 5 years of driving experience.
Can you use 1 day car insurance for impound vehicle cover?
- If you need to get a vehicle out of a police impound, you should check out the gov.uk website. It’s worth bearing in mind that the police might ask for proof of 30 days insurance before you can take your car home. Most impound policies are at least 30 days long, but you should still double check the length and level of cover that you're getting.
- Cuvva policies don’t include impound cover. So if you bought insurance from us for this reason, it wouldn’t be valid for driving - and the police compound probably won’t accept your policy documents as proof of insurance.
Is 1 day car insurance effective straight away?
- Yes! Your policy starts once you pay and you have your policy documents. Don’t worry about checking askMID, because the database can take a few days to update. Your policy documents (sent to you automatically) will be all you need in case a police officer asks you to prove you’re insured.
The expert's view
Adam Kent, Cuvva's Senior Underwriting Lead and Insurance Expert, said: ‘Even for just 24 hours of insurance, your price can vary considerably depending on several factors. Insurers use your age, location, driving history and car type to give you a quote for short-term cover. Generally, more experienced drivers get lower premiums.’
Things you could do with 1 day insurance
Need a bit of inspiration for a day trip? Luckily for you we’ve got some ideas
Take a drive to Marlow 🚙
Marlow is less than an hour’s drive from London and, with its fair share of Michelin-starred restaurants, it’s the ultimate day trip for foodies.
Have a day on Brighton beach 🏝
Brighton isn’t just a hot spot to stand around looking cool, there’s also loads of actual things to do and it’s only a couple of hours down the road from London.
Soak up the vibes on the streets of Oxford 🐂
Oxford is a prime day-trip destination. It has loads of history, proper posh looking buildings and lots of delicious places to eat.
A few hours learner driver insurance
Haven't quite got your full license yet? The Cuvva app is perfect for learner drivers. Drivers with provisional licences get fully comprehensive cover when they borrow a friend's or family member’s car to practice. It could even cost you less than adding a learner onto an existing policy, so you could save money as you learn.
1 day EU cover
Did you know we can also cover you if you travel to the EU? If you start a policy while in the UK, you can drive around the EU too on third party cover. (Ferry ticket not included, sorry...) Just make sure you get back to the UK before your policy ends as you can’t renew or extend while you’re there.
Related reads
How to insure a car when you've just bought it
How to get van insurance temporarily
How to insure a test drive when buying a car
Any questions?
Forget automated replies and chatbots! Our customer support team is made up of real people - get a response in minutes. We’re on hand between 9am to 9pm every single day. Let’s have a chat.
1 day insurance FAQs
Can I get temporary insurance on a friend's or family member’s car?
- With a Cuvva policy you can borrow someone else's car, or share the driving responsibilities on a long trip. You can set it up in minutes, and it’s perfectly legal.
- Unlike with some other temporary insurers, you don't have to have a specific relationship with the owner. But of course, you should have their permission before you drive their car.
- Unlike being a named driver on another person's policy, when you borrow a car using temporary car insurance you don't need to worry about accidentally committing fraud by fronting. Fronting is when a named driver uses the car more than the main driver.
Can I insure myself on a van for a day?
- Yes! As well as 1 day car insurance, we can also insure you on a van. Perfect for shifting stuff or the big move!
How can I borrow someone else’s car?
- It’s easy! Head to the Cuvva app and click the ‘borrow a car’ button. Follow the simple instructions, which will ask your friend or family member to lend you their car. Once everyone’s happy, you can take out insurance and hit the road in minutes.
Can I lend my car to someone for 1 day?
- Yep – our 1 day car insurance makes it really easy for someone else (say, a friend or family member) to get covered on your car for a day. They can sort it all in under 5 minutes.
- Head to the app and click the ‘lend my car button’. Then follow the simple instructions, which will let your friend or family member know they can borrow your car.
- Once they’ve bought their 1 day car insurance, their cover will start straight away. Best bit is your own no claims discount will be totally protected – because your mate (or brother or sister or colleague…) has their own fully separate insurance. Nice.
Is Cuvva’s 1 day insurance legit?
- Yes, we are legit! 😁 We're regulated by the Financial Conduct Authority (FCA), like all UK insurers. If you want to double check (we won’t be offended, promise) you can find us on the FCA register. We're number 690273.
Is there a mileage limit for 1 day’s car insurance?
- Nope, there’s no mileage limit for our 1 day car insurance. You can drive as much or as little as you want – we just charge for time, not miles.
Can I extend my 1 day insurance policy?
- You can extend your 1 day insurance on the app. It’s super quick and easy too!