4.7+ Rating

FCA regulated

5858E6Approved since

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How our temporary car insurance works

A hand holding a phone that displays someone's profile

Create an account

Download the Cuvva app and sign up in minutes.

A hand typing a car registration into an app

Find your vehicle

Enter your registration plate.

App screens showing one hour, two hours and three hours of insurance

Pick a policy

Get cover for as little as one hour, or as long as 28 days.

Animated characters driving a car.


Pay for the policy and drive away. You can extend it in seconds.

When to use temporary van insurance

If you need to borrow a van and get insured on a temporary basis, whether it’s just for a few hours, days or weeks, you can use our app to simplify the process. From sign up to purchasing your first temporary van insurance policy only takes a few minutes. You can also extend a policy within the app if you need extra time.

Benefits of temporary van insurance

  • Policies start instantly
  • Fully comprehensive insurance
  • Quick and easy to get insured
  • Policies last from 1 hour to 28 days

Use cases for temporary van insurance

Moving home

When going through the process of moving home, getting your larger possessions (like furniture) from one place to another can be a pain. Using temporary van insurance to solve this problem can work perfectly with the option to get insured for as little as one hour.

Test driving a van

If you’re looking to buy a van from a private seller it’s normally sensible to test drive it, just to make sure there is nothing wrong with its performance. Temporary van insurance is a quick and easy way to get peace of mind.

Drive away

Taking the time to shop around for the ideal annual insurance policy can take a while but it’s worth doing it to potentially save you hundreds of pounds. Getting a temporary van insurance policy for a few hours or days allows you to get your van home, giving you plenty of time to do your research.

Temporary van for small businesses

Not all businesses can justify owning their own van, especially if they only need it for occasional one-off jobs. This can be a great use case for temporary van insurance.
Who we cover
Temporary van insurance is available to full licence holders between 21-65. We can insure vans valued up to £20,000 with a fully loaded weight of up to 3.5 tonnes. It is available on vehicles with and without another insurance policy on the van (full policy rules).

Safety tips for driving a van

Although you only require a normal driving licence to drive some vans, the difference in how they handle compared with a car can be quite different. If you’re thinking about purchasing temporary van insurance but unsure about how vans drive, here are a few things to keep in mind…

No rearview mirror

When driving a van that has no rearview mirror you’ll realise just how much you use the one in your car. It makes a big difference and will require you to rely on your wing mirrors more often. Before driving, make sure you’ve adjusted the wing mirrors so you can clearly see what’s going on behind the van.

Manoeuvring around sharp bends

Even with vans that aren’t much longer than the average car, the turning radius that is required to get around bends and roundabouts can be quite different. Longer vans require you to take a wider angle around a bend, otherwise you may end up hitting a curb or cutting a corner.


Without a rearview mirror and with the added length of a van, parallel parking can become more of a struggle. If you’re not used to driving vans it can be handy to look out for parking spaces with extra space around them or to ask someone to help you when reversing the vehicle.



What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!


Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.


The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.


Need temporary car insurance?

We also offer temporary car insurance and it works in the same way as our van insurance.

Frequently asked questions

Who can we cover?
  We have worked hard with our underwriter to offer insurance to as many people as possible. It is currently available to learner drivers between 17-45 and full licence holders between 19-65 (although if you’re aged between 19 and 21, you must have held your licence for at least a year and have no at-fault claims). We only offer cover to holders of UK DVLA licences, on cars valued between £0 – £40,000 and up to insurance group 49 for experienced drivers. Check our full short term insurance policy rules for full details on who we can and cannot cover  
What vehicles can we cover?
Currently, we can insure cars and vans. There are a number of variable rules set by our underwriter that affect what vehicles you can get insured on such as how long you have held your licence and the insurance group of the vehicle. Also, there are some set rules, which are: For vans:

  • cannot be older than 20 years
  • must be between insurance groups 1 – 20
  • cannot have modifications of any kind
  • cannot be scrapped
  • must be valued at above £1 and below £20,000

That is not an exhaustive list but it gives you a good indication of what vehicles we can currently insure. As we continue to grow, the range of vehicles we can insure should always keep expanding.

To see if we can insure you on a specific vehicle it’s best to get a quote in our app.

What will you need to purchase insurance from us?
  To purchase temporary car insurance through Cuvva, you will need to download our app on your phone. To register, you will need to have:

  • A photo of government approved photo ID (typically, this will either be your passport or your Driving Licence)
  • A UK DVLA driving licence number (we use this to check whether you have any motoring convictions and to verify the name, address and date of birth)
  • Your own UK debit/credit card to make the payment
  • Declared all incidents (at fault/not at fault) that you have been involved, as a driver, passenger or named driver, in the last 5 years.
  • Been a resident in the UK for the past 3 years or have been a long-term resident within the last 5 years who’s back visiting the UK.
  • Permission from the owner of the vehicle
Contacting support
  If you have a problem using the app or purchasing insurance and you would like to speak to us, the easiest way to do so is using our online chat function. This can be done in app, on the website (using the speech bubble) or by emailing support@cuvva.com. On average, we will get back to you within 2 minutes!  
Motor Insurance Database (MID)
  All purchased car insurance policies are added to the MID (Motor Insurance Database) and any policy can be checked by visiting the AskMID website. Unfortunately, the database updates irregularly, sometimes as little as once a week and, in addition, the police ANPR camera database is updated weekly. This can mean that the police may stop you for “driving without insurance” when you are fully insured. If this happens you can show the officers your policy documents and ask that they do a live MID check.  
  The excess is dependent on a number of factors taken into account for the generation of a quote. It can, therefore, fluctuate depending on the driver, the vehicle and the location. The excess is visible before purchase once a quote has been generated – this is labelled “Mandatory Excess”. Cuvva currently has no voluntary excess but we hope to offer this in the future.