Hourly car insurance

Borrow a car, share the trip. Get fast, flexible hourly car insurance with Cuvva. Download the app or get an estimate to get started.

FCA regulated

FCA regulated

since 2015

24/7 support

24/7 support

in the app

4.8 rating

4.8 rating

on Trustpilot

Fast, flexible hourly car insurance

Insurance in no time

Insurance in no time

You can buy one hour car insurance in less time than it takes to make a coffee. (Trust us, we've tried it.)

Manage your driving

Manage your driving

With MOT and tax reminders in the app, Cuvva takes the hassle out of driving.

24/7 customer support

24/7 customer support

We're free when you're free. Get 24/7 human support in the app.

Fully comprehensive

Fully comprehensive

You're covered for up to £40,000, with class 1 business insurance included.

Who we can cover

You have to:

Have a GB driving licence from the DVLA

Be under 65

Be at least 19 - and if you're under 21, have had your licence for a year, with no at or joint-fault claims

Have a car or van less than 20 years old

How to get drive away car insurance

Create an account

Download the Cuvva app and sign up in minutes.

Find your car

Enter your registration plate.

Pick a policy

Choose your policy, check the details and pay.


And that's it! You're covered.

Ready to get started?

Get hourly car insurance with Cuvva.

Get an estimate
IOS and Android

What our customers say


What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!



Easy to use and gives peace of mind. My husband could borrow my friend's car for a couple of hours work – no hassle whatsoever.



The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.


Short of ideas for your next drive?

Share the drive




1 hours




Audi A3

24/7 support in the app

We're free when you're free. With customer support available all day every day, you can always get help when you need it.

24/7 support in the app
Average 1-minute response time
Our customer service

Refer your friends and get £10 off

Tell your friends and family about Cuvva and you'll both get a £10 discount when they buy a policy.

Get sharing

Hourly car insurance: the details

How hourly car insurance works

Hourly car insurance is a stand-alone, short-term car insurance policy. It's perfect for borrowing a car, or insuring someoone else to drive your car.

With Cuvva, the car doesn't need an underlying policy. So you can use it to drive your own car, too.

It's a lot quicker (and usually cheaper) then getting yourself added as a named driver.

Age requirements

To use Cuvva, you have to be over 19 and under 65. And if you're under 21, you need to have held your licence for at least a year.

Sometimes, different vehicles will have different age restrictions. To double-check, try getting a quote in the app.

The excess

We figure out your excess using lots of different bits of information, like:

  • Your age. Younger drivers tend to have a higher excess than older, more experienced drivers.
  • The vehicle you're driving. Faster, more expensive cars tend to come with a higher excess.
  • Your location when you start the policy. If you're based in an area where there are lots of incidents, your excess will go up a little.

We don't offer voluntary excess, and you can't adjust the compulsory excess. But it's always shown clearly in the app before you buy a policy.

Get Cuvva, and get driving

Join 300,000 people in choosing a better kind of car insurance. Get an estimate to get started.

Refer a friend, get £10 off the next trip

Know someone that could use Cuvva? We’ll give them a £10 discount on their next trip. You get £10 too.
Find out how
Cuvva is authorised and regulated by the UK Financial Conduct Authority. (#690273)