The cost of learning to drive, from lessons and insurance to booking the test

Learning to drive is an important milestone but there are a few costs to factor in.

From applying for a provisional licence to booking lessons and your driving test, the costs can add up quickly.

We breakdown all the costs you'll need to consider when learning how to drive.

Applying for a provisional licence: £34 to £43

Before you start learning how to drive, you'll need to apply for a provisional driving licence.

Provisional licences cost £34 if you apply online or £43 if you apply by post.

Your provisional licence shows that you can legally drive on UK roads as long as you have a "trusted driver" with you.

A trusted driver could be someone you know or a professional driving instructor.

If you learn with someone you know, they must:

• Be over 21 years old
• Have held their licence for at least 3 years
• Have passed their test in the type of car you're learning in e.g. manual or automatic

Driving lessons: £1,188 to £1,540

According to the Driving Standards Agency (DSA), you need around 44 hours of lessons to pass your driving test.

In addition, it’s recommended that drivers complete an additional 20 hours, on average, of supervised practice outside of lessons to get confident driving ahead of their test.

This is just a rough guide though and the number of lessons you need will vary depending on the driver.

On average, driving lessons cost around £27 to £35 per hour but can vary depending on where you live.

44 hours of lessons would therefore cost between £1,188 and £1,540.

You might be able to save on lessons by booking in blocks rather than pay-as-you-go.

Your driving lesson fee includes the cost of petrol and car insurance.

If you want to practice outside your lessons or learn to drive with a trusted friend or family member, you need to get insurance.

You can do this by getting added as a named driver on their policy, or you can buy temporary learner driver insurance.

Booking your theory: £23

Before you can take your practical driving test, you'll need to pass your theory test.

Car theory tests cost £23 and you can book your theory test online.

You can take your theory as soon as you have your provisional driving licence.

Your theory test certificate is only valid for 2 years from the date you passed.

This means you'll have to retake it if you don't pass your practical before those 2 years are up.

Practical driving test: £62 to £75

Once you're confident and comfortable behind the wheel, it's time to book your practical!

Practical tests cost £62 on weekdays and £75 on evenings, weekends and bank holidays.

You can book your practical driving test online.

Once you've passed your practical test you'll be ready to start driving solo!

You can also take an extra driving course, called Pass Plus, if you'd like more practice. 🚗

Using temporary learner driver insurance to save money

New research from Cuvva has revealed younger drivers (and their parents) are paying nearly nine times more when adding a learner driver to a car insurance policy. On average, learner drivers can save more than £2,000 just by opting for temporary learner driver insurance by the hour instead of being added to a policy.

Temporary car insurance is essentially a standalone policy. Young drivers can get insured by the hour whenever they want to practise in the family car, and parents are able to protect their no claims bonus.

The average cost to add a learner driver to a parent’s annual policy worked out to be £2,253.37. As costs continue to soar, learning how to drive can set Brits back by almost £4,000, depending on location.

According to the Driving Standards Agency (DSA), you need around 44 hours of lessons to pass your driving test. In addition, it’s recommended that drivers complete an additional 20 hours on average, of supervised practice, outside of lessons to get confident driving ahead of their test.

Through a price comparison website, it would cost a family living in Bristol £498.99 to insure a 2011 Vauxhall Astra Active. Adding their 19 year old son to the policy as a named driver, who’s learning to drive, would cost an additional £1,292.65, pushing their premium to £1,791.64.

(Note: the cost is even higher in big cities like Birmingham, where the difference is £3,936, Manchester, where it's £3,882, and London, where it's £3,605.)

If the same Bristol learner driver opted for temporary learner driver insurance instead, and got insured by the hour, at an hourly rate of £11.39, it would cost the young driver £227.80 to complete the additional 20 recommended hours, outside of his lessons.

Driving without insurance

Just a reminder. Driving without insurance is illegal and could result in some hefty penalties.🚫

The police could give you a £300 fine and six penalty points if you're caught driving without cover.

If your case goes to court, you could get an unlimited fine or be banned from driving altogether (and nobody wants that!)

Always check that you have the right car insurance before getting behind the wheel.

Get learner driver insurance

Whether you're working on your manoeuvres or you're taking a spin around the block with a supervisor, Cuvva's learner driver insurance could help.

Rather than spending hundreds or thousands of pounds being added to a parent or friend's annual policy as a named driver, you can just use Cuvva to insure yourself only when you actually need to hit the road.

A 1-hour policy starts from £10.68, or you can get an afternoon's worth of practice in with a 6-hour policy from £17.09.

It only takes a few minutes to get a quote. Happy driving - and good luck! 🚗