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Monthly car insurance in a few taps  

Our monthly car insurance only takes a few minutes to sign up for, then when you want to purchase a policy, it takes seconds. If you need a shorter policy duration, we also offer car insurance policies starting from just one hour.

Why buy monthly car insurance?

There are a number of things to bear in mind when determining whether a monthly temporary policy is best for you. If you plan to drive a car that is already insured (and there’s no risk of breaching CIE rules), depending on how frequently you drive, it might make sense to buy cover by the hour. The easiest way to calculate the best option is to look at the cost of an hour, then work out how many times you plan to drive and compare that to the cost of a month’s cover. The only quirk you may want to consider is the increase in premiums charged during risky periods (rush hour and weekend evenings) – this can increase the cost of policies purchased during peak times by up to 20%. If the car doesn’t have another policy, you will need to have a valid policy at all times while the vehicle is in your possession (as per the aforementioned CIE rules). Alternatively, it will need a Statutory Off Road Notice from the DVLA.

Buying / Selling your car 

If you are selling your car, getting a month’s cover to tide you over before it is sold can be cheaper than renewing an annual insurance policy. The cost of a Cuvva short-term policy may be cheaper than the cancellation fees for an annual policy!


Just need to borrow a car to pop to the shops? An hour could be perfect.


Making a few journeys? Probably best to have cover for the day.


Need the flexibility to hop in the car throughout the week?


Borrowing a car for a longer period of time? Our 28 day policies could be perfect.

Monthly car insurance

In most instances, it only makes sense to take out 28 day cover if you are going to be using the vehicle very regularly or if there isn’t an underlying policy. If not, buying hours when you need to drive the car is likely to offer considerable savings.

28 day temporary car insurance - left

Who we cover

Insurance is available to learner drivers between 17-45 and full licence holders between 19-65 (although if you’re aged between 19 and 21, you must have held your licence for at least a year and have no at-fault claims).  It is available on vehicles with and without another insurance policy on the car (full policy rules).

Short term car insurance: how it works

A hand holding a phone that displays someone's profile

Create an account

Download the Cuvva app and sign up in minutes.

A hand typing a car registration into an app

Find your vehicle

Enter your registration plate.

App screens showing one hour, two hours and three hours of insurance

Pick a policy

Get cover for as little as one hour, or as long as 28 days.

Animated characters driving a car.


Pay for the policy and drive away. You can extend it in seconds.

What our customers love


What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!


Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.


The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.