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It’s car insurance – but not as you know it

With hefty deposits and sneaky fees, paying monthly for car insurance usually means a bad deal for drivers. We’re building a new kind of pay-monthly car insurance. It’s fast, flexible and fair.

Monthly payments, no deposit

Monthly payments, no deposit

All the benefits of pay-monthly insurance, without the hefty up-front deposit.

No long term contract

No hidden fees

We don’t do sneaky fees. With Cuvva, your price is clearly shown in the app before you buy. What you see is what you’ll pay.

Cancel anytime, no fees

Cancel anytime

You can cancel your policy at any time in just a few taps, with no cancellation fees.

No deposit or loan

An end to high-interest loans

Paying for car insurance by the month is expensive. Much more expensive than paying for a whole year in one big go.

That’s because, by paying monthly, you’re effectively getting a high-interest loan from your insurer. And with some insurers, the price increase is equivalent to a 40% APR loan.

We don’t think that’s fair. That’s why we don’t bump up your premiums because you choose to pay monthly. So you can be sure you’re paying for the cover you need – not some inflated loan from your insurer.

Source: https://www.moneysavingexpert.com/car-insurance/

Insurer APR if you pay monthly
Admiral 17.5%
Aviva 21.9%
Churchill 29.4%
Endsleigh 39%
Hastings Direct 29.9%
RAC 30.9%

Fully comprehensive cover

We’ve got your back. With Cuvva, your car insurance is fully comprehensive. We’ll let you know exactly what you’re covered for.

drive less, pay less
drive less, pay less

All bought through the app

Customer service, viewing your documents, buying and cancelling – with Cuvva, it’s all done through the app. That means no more paperwork, and no more waiting on hold.

The added benefits

Choose your excess

Insurance should be flexible. That’s why, with Cuvva long term, you choose the excess.

Price breakdown

We’ll show you exactly what you’re paying for. So you’ll know what you’re getting, and where your money’s going.

Your MOT and tax data

One convenient place to see all your data. You’ll never miss the deadline again.

Customer service – all day, every day

We’re free when you’re free. Get 24/7 customer support through our in-app chat. And we’ve got an average 1-minute response time.

👋 Real human support everytime

👋 Average 1-minute response time

What our customers love


What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!


Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.


The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.