car insurance

Welcome to the future of car insurance.

Pay monthly with no deposit

With annual car insurance you either have to pay for the whole thing upfront, before you've even taken your first drive. Or you get given a higher price to pay monthly.
We don't do either. For real-life flexibility, our cover is a pay-monthly subscription with hassle-free, easy automatic payments.
Phone with a card that says 'Monthly policy £68.90'

Monthly insurance - without the interest rates

Cancel anytime without the fee

We know things change. So we won't charge you to cancel your subscription - whenever you need to.
And if your details change - that's fine too. We won't charge you a fee to update them. Seems fair to us.
Phone with a button that says 'Cancel subscription - your cover will stop immediately'

One place to manage your car

Get covered, view your documents and manage your details - all through our app.
You can also see information about the car, and set reminders for your tax and MOT. And if that wasn't enough, you can chat to us too. We're here 24/7 with a 1 minute response time.
Phone with an active subscription for a Volkswagen Golf with a large button for 'Manage subscription - View your details and make adjustments'

Fully comprehensive. And then some

Here's what you're covered for with our monthly subscription, with greater cover than our temporary insurance.
You and your stuff
Accident, theft, attempted theft, or fire
Loss or damage cover for permanently fitted audio equipment
£100 for your stuff
Personal accident benefits
Other people
Your legal liability to other people arising from an accident
Third party property damage up to £20m and £5m for associated legal costs and expenses
60 days of comprehensive cover in Europe (and minimum third-party cover after that)
Damage to the car
£40,000 maximum payout
Windscreen replacement
Adjustable excess
Replacement locks up to £400

Compare monthly car insurance

Most pay-monthly insurance policies are credit agreements. And that means you end up paying (lots of) interest.
With some insurers, the APR on your pay-monthly car insurance is almost 40%.
See how we compare, and choose no interest, no credit checks, and no sneaky admin fees.
List of insurance providers and their APR rate. Endsleigh 39%, Aviva 36.9%, Churchill 29.4%, Direct Line 24.1%, Cuvva 0% APR. As of October 2020. Based on a 19 year old male driver.

Earn a no-claims bonus
Well deserved and after 1 year you get a shiny no-claims bonus.
No additional fees
0%. We don't charge you fees if you adjust your policy or info.
Notification reminders
We'll remind you about upcoming payments.

Who we cover

To use Cuvva, you'll need:
To be over 19, and under 65
A GB driving licence
Access to a car that's less than 20 years old
A car that's worth less than £40,000

You deserve a better type of car insurance

We’re tired of the car insurance industry’s shady practices - price hiking at renewal, complicated introductory offers and penalising loyalty. So we’ve gone it alone; with a mission to build car insurance around transparency, flexibility and heartfelt customer service.
No sneaky dual pricing
We don’t hit customers with annual price rises
A month rolling subscription
With no claims bonuses as usual
No ‘adjustment’ or ‘admin’ fees
Cancel your policy when you need
Manage it all in the app
Cancel your policy same month
No outdated pricing models
Your price is based on how you drive
The better you drive, the less you pay
Save 1/3 on Smart Pricing
No Black box installation