Monthly
subscription
car insurance
Welcome to the future of car insurance.
Pay monthly with no deposit
With annual car insurance you either have to pay for the whole thing upfront, before you've even taken your first drive. Or you get given a higher price to pay monthly.
We don't do either. For real-life flexibility, our cover is a pay-monthly subscription with hassle-free, easy automatic payments.
Monthly insurance - without the interest rates
Cancel anytime without the fee
We know things change. So we won't charge you to cancel your subscription - whenever you need to.
And if your details change - that's fine too. We won't charge you a fee to update them. Seems fair to us.
One place to manage your car
Get covered, view your documents and manage your details - all through our app.
You can also see information about the car, and set reminders for your tax and MOT. And if that wasn't enough, you can chat to us too. We're here 6am to 1am with a 1 minute response time.
Fully comprehensive. And then some
Here's what you're covered for with our monthly subscription, with greater cover than our temporary insurance.
You and your stuff
Accident, theft, attempted theft, or fire
Loss or damage cover for permanently fitted audio equipment
£100 for your stuff
Personal accident benefits
Other people
Your legal liability to other people arising from an accident
Third party property damage up to £20m and £5m for associated legal costs and expenses
60 days of comprehensive cover in Europe (and minimum third-party cover after that)
Damage to the car
£40,000 maximum payout
Windscreen replacement
Adjustable excess
Replacement locks up to £400
Compare monthly car insurance
Most pay-monthly insurance policies are credit agreements. And that means you end up paying (lots of) interest.
With some insurers, the APR on your pay-monthly car insurance is almost 40%.
See how we compare, and choose no interest, no credit checks, and no sneaky admin fees.
Earn a no-claims bonus
Well deserved and after 1 year you get a shiny no-claims bonus.
No additional fees
0%. We don't charge you fees if you adjust your policy or info.
Notification reminders
We'll remind you about upcoming payments.
Who we cover
To use Cuvva, you'll need:
To be 19 to 64 when your policy starts
A GB driving licence
Access to a car that's less than 20 years old
A car that's worth less than £40,000
You deserve a better type of car insurance
We’re tired of the car insurance industry’s shady practices - price hiking at renewal, complicated introductory offers and penalising loyalty. So we’ve gone it alone; with a mission to build car insurance around transparency, flexibility and heartfelt customer service.
No sneaky dual pricing
We don’t hit customers with annual price rises
A month rolling subscription
With no claims bonuses as usual
No ‘adjustment’ or ‘admin’ fees
Cancel your policy when you need
Manage it all in the app
Cancel your policy same month
No outdated pricing models
Your price is based on how you drive
The better you drive, the less you pay
Save 1/3 on Smart Pricing
No Black box installation