Monthly subscription

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FCA regulated

since 2015

Human support

in the app

4.8 rating

on Trustpilot

It's car insurance – but not as you
know it

Paying monthly for car insurance usually means a bad deal for drivers, because of the up-front deposits and hidden fees.
But we're building a new kind of pay-monthly car insurance. It's fast, flexible and fair.

Monthly payments, no deposit

Monthly payments, no deposit

All the benefits of pay-monthly insurance, without the hefty up-front deposit.

No hidden fees

No hidden fees

We don't do sneaky fees. With Cuvva, your price is clearly shown in the app before you buy. What you see is what you'll pay.

Cancel anytime

Cancel anytime

You can cancel your policy at any time, with no cancellation fees.

iconAn end to high-interest loans

Paying for car insurance by the month is expensive. Much more expensive than paying for a whole year in one big go.

That's because, by paying monthly, you're effectively getting a high-interest loan from your insurer.

And with some insurers, the price increase is equivalent to a 40% APR loan. But not with Cuvva. We don't think that's fair.

That's why we don't bump up your premiums because you choose to pay monthly.

With Cuvva, you can be sure you're paying for the cover you need – not some inflated loan from your insurer.

The added benefits

Adjust your excess

Insurance should be flexible. That's why, with our pay-monthly car insurance, you can adjust the excess.

Price breakdown

We'll show you exactly what you're paying for. So you'll know what you're getting, and where your money's going.

Your MOT and tax data

One convenient place to see all your info. You'll never miss the deadline again.

24/7 support in the app

We're free when you're free. With customer support available all day every day, you can always get help when you need it.

24/7 support in the app
Average 1-minute response time
Our customer service

What our customers say on

Our customers say
stars out of 5 based on
What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!
Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.
The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.

Pay-monthly car insurance: how it works

What's covered

Our pay-monthly car insurance is fully comprehensive. That means your policy covers you for loss and damage to your vehicle.

It also covers you for damage and injury caused by your vehicle, too. You can find more information in the policy documents.

How excess works

The total excess is the maximum amount of money you'll have to pay if you make a claim.

The higher you set the excess, the lower the price of your policy. But make sure you can afford to pay it if you need to.

And just so you know, for windscreen damage, the excess is different. It's £10 for windscreen repairs and £75 for windscreen replacements.

Business use

You can use your Cuvva policy for class 1 business use. This means it covers some work-related things but has a few restrictions.

What's covered:

You can use Cuvva for all things social, domestic and pleasure. But you're also covered to drive to and from your regular place of work.

And if you need to make short journeys for work, like going to the bank or visiting a client, that's covered too.

What's not covered:

You can't use Cuvva for hire vehicles, commercial travelling, racing, pacemaking, speed testing, competitions, rallies, trials or any purpose in connection with the Motor Trade.

If you have questions, chat to us in the app.

The no claims bonus

If you've driven for over a year without making any claims on your insurance, congratulations! You'll have earned a no-claims bonus – so you can make a saving on your insurance premium.

Your insurer should send you proof at the end of your policy. But if not, you can ask them for it. Then send it to us and we'll take care of the rest

Just so you know, your no-claims bonus can only be used on one policy.


For ultimate peace of mind, your monthly payments will be fixed for a year unless your details change or you make a claim.

We'll take the payment 7 days before each cycle starts. But you can cancel before it starts and get a full refund.

Get Cuvva, and get insured

Say hello to a better kind of insurance.

Refer a friend, get £10 off the next trip

Know someone that could use Cuvva? We’ll give them a £10 discount on their next trip. You get £10 too.
Find out how
Cuvva is authorised and regulated by the UK Financial Conduct Authority. (#690273)