car insurance

A flexible alternative to annual policies. Monthly rolling car insurance with no deposits, interest, tie-ins or nasty hidden fees - 1 month's car insurance or as long as you need. And you can still build up a no claims bonus.
car driving over app into March

Pay monthly with no deposit

With annual car insurance, you usually have two options: pay it all upfront, before you've even hit the road, or pay monthly, with nasty interest added on top.
We don't do either. Instead, our cover is a pay-monthly subscription with no deposits, interest or APR. It's rolling monthly payments for real-life flexibility.
Phone with a card that says 'Monthly policy £68.90'

Monthly insurance - without the interest rates

Cancel anytime without the fee

We know things change. So we won't charge you to cancel your subscription - whenever you need to.
And if your details change - that's fine too. We won't charge you a fee to update them. Seems fair to us.
Phone with a button that says 'Cancel subscription - your cover will stop immediately'

Monthly car insurance common questions

Can I buy insurance for just 1 month?
  • Sure, it’s nice and easy with Cuvva’s subscription. Your first payment will be taken as soon as you subscribe, and you’ll have a 1 month rolling car insurance subscription set up.
  • We think you’ll love our flexible insurance versus making a yearly lump-sum payment, but if your circumstances change, or you only need one month’s insurance - no problem! You can cancel your policy in the app before your next month starts. We don’t charge cancellation fees and there are no nasty tie-ins.

One place to manage your car

Get covered, view your documents and manage your details - all through our app.
You can also see information about the car, and set reminders for your tax and MOT. And if that wasn't enough, you can chat to us too. We're here 9am to 9pm with a 1 minute response time.
Phone with an active subscription for a Volkswagen Golf with a large button for 'Manage subscription - View your details and make adjustments'

Fully comprehensive. And then some

Here's what you're covered for with our monthly subscription, with greater cover than our temporary insurance.
You and your stuff
Accident, theft, attempted theft, or fire
Loss or damage cover for permanently fitted audio equipment
£100 for your stuff
Personal accident benefits
Other people
Your legal liability to other people arising from an accident
Third party property damage up to £20m and £5m for associated legal costs and expenses
60 days of comprehensive cover in Europe (and minimum third-party cover after that)
Damage to the car
£40,000 maximum payout
Windscreen replacement
Adjustable excess
Replacement locks up to £400

Compare monthly car insurance

Most pay-monthly insurance policies are credit agreements. And that means you end up paying (lots of) interest.
With some insurers, the APR on your pay-monthly car insurance is almost 40%.
With Cuvva, we have 0% APR - no interest, no deposits, no tie-ins, no credit checks and no sneaky fees.
List of insurance providers and their APR rate. Endsleigh 39%, Aviva 36.9%, Churchill 29.4%, Direct Line 24.1%, Cuvva 0% APR. As of October 2020. Based on a 19 year old male driver.

Earn a no claims bonus
You get a shiny no claims bonus after 12 continuous months at Cuvva with no claims.
No additional fees
0% APR, no deposits and no nasty fees for changing your personal details or adjusting or cancelling your policy.
Notification reminders
We'll remind you about upcoming payments.

Who we cover

To use Cuvva for the first time, you'll need:
To be 19 to 64 when your policy starts
A GB driving licence
Access to a car that's less than 20 years old
A car that's worth less than £40,000

You deserve a better type of car insurance

The car insurance industry wasn’t built for how people live today. We want to make car insurance more affordable and fairer, and to give anyone access to a car, anytime, anywhere. Here's how we're doing it.
Real human customer support
No hold music here
1 minute response time
Available every day from 9am to 9pm
No ‘adjustment’ or ‘admin’ fees
Cancel your policy when you need
Manage it all in the app
Cancel your policy same month
No outdated pricing models
Your price is based on how you drive
The better you drive, the less you pay
Save 1/3 on Smart Pricing
No black box installation