Pay monthly car insurance
Pay monthly, cancel anytime, all through the app. Sign up for the future of insurance.
FCA regulated
since 2015
Human support
in the app
4.8 rating
on Trustpilot
It's car insurance – but not as you
know it
Paying monthly for car insurance usually means a bad deal for drivers, because of the up-front deposits and hidden fees.
But we're building a new kind of pay-monthly car insurance. It's fast, flexible and fair.
Monthly payments, no deposit
All the benefits of pay-monthly insurance, without the hefty up-front deposit.
No hidden fees
We don't do sneaky fees. With Cuvva, your price is clearly shown in the app before you buy. What you see is what you'll pay.
Cancel anytime
You can cancel your policy at any time in just a few taps, with no cancellation fees.
An end to high-interest loans
Paying for car insurance by the month is expensive. Much more expensive than paying for a whole year in one big go.
That's because, by paying monthly, you're effectively getting a high-interest loan from your insurer.
And with some insurers, the price increase is equivalent to a 40% APR loan. But not with Cuvva. We don't think that's fair.
That's why we don't bump up your premiums because you choose to pay monthly.
The added benefits
Insurance should be flexible. That's why, with our pay-monthly car insurance, you can adjust the excess.
We'll show you exactly what you're paying for. So you'll know what you're getting, and where your money's going.
One convenient place to see all your info. You'll never miss the deadline again.
Here to help, whenever you need it
We're free when you're free. With customer support available all day every day, you can always get help when you need it.
What our customers say on
Our customers say Excellent 4.73 stars out of 5 based on 600 reviews
What a fantastic app and company to use. Cuvva have made something that used to use up a fair amount of time and effort into something so simple! Once set up on the app it actually takes 30 seconds to be insured!
Luke
Easy to use and gives peace of mind. My husband could borrow my friend’s car for a couple of hours work – no hassle whatsoever.
Donna
The whole concept behind Cuvva changes the rules on car insurance and creates a genuinely useful and innovative way to think about driving. I would recommend the app without any hesitation.
Emeka
Pay-monthly car insurance: how it works
What's covered
Our pay-monthly car insurance is fully comprehensive. That means your policy covers you for loss and damage to your vehicle.
It also covers you for damage and injury caused by your vehicle, too. You can find more information in the policy documents.
How excess works
The total excess is the maximum amount of money you'll have to pay if you make a claim.
The higher you set the excess, the lower the price of your policy. But make sure you can afford to pay it if you need to.
And just so you know, for windscreen damage, the excess is different. It's £10 for windscreen repairs and £75 for windscreen replacements.
Business use
You can use your Cuvva policy for class 1 business use. This means it covers some work-related things but has a few restrictions.
What's covered:
You can use Cuvva for all things social, domestic and pleasure. But you're also covered to drive to and from your regular place of work.
And if you need to make short journeys for work, like going to the bank or visiting a client, that's covered too.
What's not covered:
You can't use Cuvva for hire vehicles, commercial travelling, racing, pacemaking, speed testing, competitions, rallies, trials or any purpose in connection with the Motor Trade.
If you have questions, chat to us in the app.
The no claims bonus
If you've driven for over a year without making any claims on your insurance, congratulations! You'll have earned a no-claims bonus – so you can make a saving on your insurance premium.
Your insurer should send you proof at the end of your policy. But if not, you can ask them for it. Then send it to us and we'll take care of the rest
Just so you know, your no-claims bonus can only be used on one policy.
Billing
For ultimate peace of mind, your monthly payments will be fixed for a year unless your details change or you make a claim.
We'll take the payment 7 days before each cycle starts. But you can cancel before it starts and get a full refund.