Cars in insurance group 4
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Skoda
Smart
Suzuki
Toyota
Vauxhall
Volkswagen
Insuring a group 4 car
What affects insurance groups

All cars in the UK go in an insurance group. The groups range from 1 to 50.

These are the cars in group 4.

Car insurance group 4 cars: the big list

Chevrolet Spark

2010-2015 model

Trim Variant Engine Door count
LS 1.0i 5 door

Chrysler Ypsilon

2011-2015 model

Trim Variant Engine Door count
Black and Red 1.2 5 door
Limited 1.2 5 door
SE 1.2 5 door

Citroen C1

2005-2014 model

Trim Variant Engine Door count
Connexion 1.0i 3 door
1.0i 5 door
VTR+ 1.0i 3 door
1.0i 5 door
EGS 1.0i 5 door

Citroen C2

2003-2009 model

Trim Variant Engine Door count
SX 1.1i 3 door

Citroen C3

2002-2010 model

Trim Variant Engine Door count
Cool 1.1i 5 door
Desire 1.1i 5 door
First 1.1i 5 door
Vibe 1.1i 5 door
VT 1.1i 5 door

Citroen Berlingo Multispace

2008-2018 model

Trim Variant Engine Door count
VT 1.6 5 door
1.6 HDi 5 door
VTR 1.6 5 door
1.6 HDi 5 door

Citroen Nemo Multispace

2009-2012 model

Trim Variant Engine Door count
Standard Trim 1.4 HDi (8V) 5 door
SensoDrive 1.4 HDi (8V) 5 door

Dacia Sandero

2013 model

Trim Variant Engine Door count
Access 1.2 16V (73 BHP) 5 door
Ambiance SCe (75 BHP) 5 door
Laureate SCe (75 BHP) 5 door

Dacia Logan MCV

2013 model

Trim Variant Engine Door count
Access 1.2 16V 5 door
Ambiance 1.2 16V 5 door
Comfort SCe (75 BHP) 5 door
TCe 100 Bio-fuel 5 door
Essential SCe (75 BHP) 5 door
TCe 100 Bio-fuel 5 door

Fiat Doblo

2010-2019 model

Trim Variant Engine Door count
Active 1.4 8V (90 BHP) 5 door
High roof 1.4 16V 5 door

Fiat Grande Punto

2006-2010 model

Trim Variant Engine Door count
Active 1.2 3 door
1.2 5 door
AC 1.2 3 door
AC 1.2 5 door
Active White 1.2 3 door
Dub 1.2 3 door

Fiat Panda

2004-2011 model

Trim Variant Engine Door count
Active 1.2 (69 BHP) 5 door
Dynamic 1.3 Multijet 5 door
Eleganza 1.2 5 door
Auto 1.2 5 door
Mamy 1.2 5 door
MyLife 1.2 (69 BHP) 5 door

2012 model

Trim Variant Engine Door count
Easy 1.2 5 door

Fiat Qubo

2009 model

Trim Variant Engine Door count
Lounge 1.4 8V 5 door

Fiat Seicento

1998-2004 model

Trim Variant Engine Door count
Active Sport 1.1i 3 door
Sound 1.1i 3 door

Ford Fiesta

2017 hatchback model

Trim Variant Engine Door count
Trend 1.1 Ti-VCT (75 PS) 3 door
1.1 Ti-VCT (75 PS) 5 door
Ford Navigation System with Sync 3 1.1 Ti-VCT (75 PS) 3 door
Ford Navigation System with Sync 3 1.1 Ti-VCT (75 PS) 5 door

Ford Ka

2009-2016 model

Trim Variant Engine Door count
Titanium 1.3 TDCi 3 door
1.3 TDCi start-stop 3 door

Ford Ka Plus

2016-2019 model

Trim Variant Engine Door count
Zetec August 2018 1.2 Ti-VCT (70 PS) 5 door

Ford Tourneo Connect

2013 model

Trim Variant Engine Door count
Style EcoBoost Style 1.0 5 door

Hyundai i10

2014-2020 model

Trim Variant Engine Door count
Play 1.0 MPi (67 PS) 5 door

2020 hatchback model

Trim Variant Engine Door count
Premium 1.0 MPi AMT auto (67 PS) 5 door
Tech Pack 1.0 MPi AMT auto (67 PS) 5 door

Hyundai i20

2009-2014 hatchback model

Trim Variant Engine Door count
Classic 2012 1.2 3 door
2012 1.2 5 door

2015-2020 hatchback model

Trim Variant Engine Door count
S 1.2 5 door
Blue Drive 1.2 5 door
S Air 1.2 5 door
Blue Drive 1.2 5 door

Kia Picanto

2011-2017 model

Trim Variant Engine Door count
1 Air 1.0 3 door
1.0 5 door
City 1.0 3 door

2017 hatchback model

Trim Variant Engine Door count
1 1.0 (66 BHP) 5 door
4 seat 1.0 (66 BHP) 5 door
3 4 seat 1.0 5 door
GT-line 4 seat 1.0 5 door

2018 X-line model

Trim Variant Engine Door count
X-line 1.0 5 door

Kia Rio

2011-2017 model

Trim Variant Engine Door count
2 January 2015 (auto) 1.4 5 door
3 January 2015 (auto) 1.4 5 door

2017 hatchback model

Trim Variant Engine Door count
1 1.4 CRDi ISG (76 BHP) 5 door
2 1.25 ISG (83 BHP) 5 door

MG Motor MG3

2013 model

Trim Variant Engine Door count
3Form 1.5 VTi-Tech 5 door
1.5 VTi-Tech start-stop 5 door
3Form Sport 1.5 VTi-Tech 5 door
1.5 VTi-Tech start-stop 5 door
3Style 1.5 VTi-Tech 5 door
1.5 VTi-Tech start-stop 5 door
3Style+ 1.5 VTi-Tech 5 door
3Style Lux 1.5 VTi-Tech 5 door
1.5 VTi-Tech start-stop 5 door
3Time 1.5 VTi-Tech 5 door
1.5 VTi-Tech start-stop 5 door
90th LE 1.5 VTi-Tech 5 door

Nissan Micra

2017 hatchback model

Trim Variant Engine Door count
N-Connecta Bose Pack, Exterior Pack Plus, Int Personalisation Pack & Vision+ Pack IG-T 90 5 door
Bose Personal Audio Pack & Interior Personalisation Pack IG-T 90 5 door
Bose Personal Audio Pack, Exterior Pack Plus & Interior Personalisation Pack IG-T 90 5 door
Bose Personal Audio Pack, Exterior Pack Plus & Vision+ Pack IG-T 90 5 door
Bose Personal Audio Pack, Interior Personalisation Pack & Vision+ Pack IG-T 90 5 door
Exterior Pack Plus & Interior Personalisation Pack IG-T 90 5 door
Exterior Pack Plus, Interior Personalisation Pack & Vision+ Pack IG-T 90 5 door
Interior Personalisation Pack & Vision+ Pack IG-T 90 5 door
Interior Personalisation Pack IG-T 90 5 door
Tekna Exterior Pack Plus, Leather Pack & Vision+ Pack IG-T 90 5 door

Nissan Pixo

2009-2013 model

Trim Variant Engine Door count
N-Tec 1.0 5 door
Auto 1.0 5 door
Tekna 1.0 5 door
Auto 1.0 5 door

Peugeot 1007

2005-2009 model

Trim Variant Engine Door count
Sport 2-Tronic 1.4 3 door

Peugeoot Bipper Tepee

2009-2014 model

Trim Variant Engine Door count
Outdoor 1.4 5 door

Renault Clio

2012-2019 hatchback model

Trim Variant Engine Door count
Dynamique Nav 1.2 16V 5 door
1.2 16V (75 BHP) 5 door
Expression 1.2 16V 5 door
Expression+ 1.2 16V 5 door
Play 1.2 16V 5 door

SEAT Mii

2012-2019 model

Trim Variant Engine Door count
FR Line 1.0 (75 BHP) 3 door
1.0 (75 BHP) 5 door
July 2018 1.0 (75 PS) 5 door
Mii by Cosmo 1.0 (75 PS) 3 door
1.0 (75 PS) 5 door
Mii by Mango 1.0 (75 PS) 3 door
1.0 (75 PS) 5 door
Mii by Mango Limited Edition 1.0 (75 BHP) 5 door

SEAT Ibiza

2017 hatchback model

Trim Variant Engine Door count
FR 1.0 MPI (80 PS) 5 door
FR Sport 1.0 MPI (80 PS) 5 door
Xcellence 1.0 5 door

Skoda Citigo

2012-2019 model

Trim Variant Engine Door count
SE L GreenTech 1.0 MPI (75 BHP) 3 door
GreenTech 1.0 MPI (75 BHP) 5 door

Skoda Fabia

2001-2007 estate model

Trim Variant Engine Door count
Ambiente 1.2 12V (64 BHP) 5 door
Classic 1.2 12V (64 BHP) 5 door
Comfort 1.2 12V (64 BHP) 5 door

2008-2014 estate model

Trim Variant Engine Door count
S 1.2 12V 5 door

2015 estate model

Trim Variant Engine Door count
S 1.0 MPI 5 door

2000-2007 hatchback model

Trim Variant Engine Door count
Ambiente 1.2 12V (64 BHP) 5 door
Classic 1.2 12V (64 BHP) 5 door
Comfort 1.2 12V (64 BHP) 5 door

2007-2014 hatchback model

Trim Variant Engine Door count
1 1.2 5 door
S 1.2 12V 5 door

2015 hatchback model

Trim Variant Engine Door count
S 1.0 MPI 5 door

Skoda Roomster

2006-2015 model

Trim Variant Engine Door count
Standard trim 1.2 12V 5 door
S 1.2 12V 5 door

Smart Fortwo

2007-2014 coupe edition

Trim Variant Engine Door count
Edition21 Softouch Auto Micro Hybrid Drive 2 door
Edition Urbanstyle Softouch Auto Micro Hybrid Drive 2 door
Nightorange Softouch Auto Micro Hybrid Drive 2 door
Passion Auto CDI 2 door
Softouch (2010) Auto CDI 2 door
Softouch (Luxury Pack, 2010) Auto CDI 2 door
Pulse Softouch (2010) Auto CDI 2 door
Softouch (Luxury Pack, 2010) Auto CDI 2 door
Pure Auto CDI 2 door
Auto Micro Hybrid Drive (61 BHP) 2 door

2015-2019 coupe edition

Trim Variant Engine Door count
Black Edition 1.0 2 door
Automatic 1.0 2 door
White Edition 1.0 2 door
Automatic 1.0 2 door
Prime Sport Premium 71 HP 2 door
Premium Twinamic auto 71 HP 2 door
Premium Plus 71 HP 2 door
Premium Plus Twinamic auto 71 HP 2 door
Urban Shadow Edition 71 HP 2 door
Twinamic auto 71 HP 2 door

Suzuki Alto

2009-2014 model

Trim Variant Engine Door count
Cruz 1.0 5 door
SZ 1.0 5 door
SZ2 1.0 5 door
SZ3 1.0 5 door
SZ4 1.0 5 door
Auto 1.0 5 door
SZ-L 1.0 5 door
Play 1.0 5 door

Toyota Aygo

2005-2014 model

Trim Variant Engine Door count
Sport 1.4L 3 door
1.4L 5 door

Toyota IQ

2009-2014 model

Trim Variant Engine Door count
IQ 1.0 VVT-i 2 3 door
Multidrive 1.0 VVT-i 2 3 door
IQ2 Leather 1.0 VVT-i 2 3 door
Leather, Multidrive 1.0 VVT-i 2 3 door
Nav 1.0 VVT-i 2 3 door
Nav, Multidrive 1.0 VVT-i 2 3 door
Nav + leather 1.0 VVT-i 2 3 door
Nav + leather, Multidrive 1.0 VVT-i 2 3 door
IQ iSports 1.0 VVT-i 2 3 door
IQ2 iSports Multidrive 1.0 VVT-i 2 3 door
Leather 1.0 VVT-i 2 3 door
Leather, Multidrive 1.0 VVT-i 2 3 door
Nav 1.0 VVT-i 2 3 door
Nav, Multidrive 1.0 VVT-i 2 3 door
Nav + leather 1.0 VVT-i 2 3 door
Nav + leather, Multidrive 1.0 VVT-i 2 3 door

Toyota Yaris

2011-2020 model

Trim Variant Engine Door count
Active July 2014 1.0 VVT-i 3 door
July 2014 1.0 VVT-i 5 door
Leather 1.0 VVT-i 3 door
T2 1.0 VVT-i 3 door
1.0 VVT-i 5 door
TR 1.0 VVT-i 3 door
1.0 VVT-i 5 door
TR Nav 1.0 VVT-i 3 door
1.0 VVT-i 5 door

Vauxhall Agila

2008-2013 model

Trim Variant Engine Door count
Club 1.0 12V 5 door
AC 1.0 12V 5 door
Expression 1.0 12V 5 door

Vauxhall Corsa

2003-2006 hatchback model

Trim Variant Engine Door count
Breeze 1.2i 16V 3 door
1.2i 16V 5 door
Easytronic 1.2i 16V 3 door
Easytronic 1.2i 16V 5 door

2006-2014 hatchback model

Trim Variant Engine Door count
Active 1.2 16V 3 door
1.2i 16V 5 door
Easytronic 1.2 16V 3 door
Easytronic 1.2 16V 5 door
Active Plus 1.2i 16V 3 door
1.2i 16V 5 door
Easytronic 1.2i 16V 3 door
Easytronic 1.2i 16V 5 door
Breeze Plus 1.2i 16V 3 door
1.2i 16V 5 door
Easytronic 1.2i 16V 3 door
Easytronic 1.2i 16V 5 door
Club 1.2i 16V 3 door
1.2i 16V 5 door
AC 1.2i 16V 3 door
AC 1.2i 16V 5 door
Easytronic 1.2i 16V 3 door
Easytronic 1.2i 16V 5 door
Easytronic AC 1.2i 16V 3 door
Easytronic AC 1.2i 16V 5 door
Design 1.2i 16V 3 door
1.2i 16V 5 door
Design inTouch 1.2i 16V 3 door
Life 1.2i 16V 3 door
1.2i 16V 5 door
AC 1.2i 16V 3 door
AC 1.2i 16V 5 door
Easytronic 1.2i 16V 3 door
Easytronic 1.2i 16V 5 door
Easytronic AC 1.2i 16V 3 door
Easytronic AC 1.2i 16V 5 door
SXi 1.2i 16V 3 door
1.2i 16V 5 door
AC 1.2i 16V 3 door
AC 1.2i 16V 5 door
SXi inTouch AC 1.2i 16V 3 door
AC 1.2i 16V 5 door

2014-2019 hatchback model

Trim Variant Engine Door count
Griffin 1.4i (75 PS) 3 door
1.4i (75 PS) 5 door
SE Nav 1.4i (75 PS) 5 door
Sport 1.4i (75 PS) 3 door
1.4i (75 PS) 5 door
SRi Nav 1.4i (75 PS) 3 door
1.4i (75 PS) 5 door
SRi VX-Line Nav Black 1.4i (75 PS) 3 door
1.4i (75 PS) 5 door

Vauxhall Viva

2015-2019 model

Trim Variant Engine Door count
SE 1.0i (73 PS) 5 door
AC 1.0 5 door
SE Nav 1.0i (75 PS) 5 door
SL 1.0 5 door
Easytronic 1.0 5 door

Volkswagen Polo

2002-2009 hatchback model

Trim Variant Engine Door count
E 1.2 (65 PS) 3 door
1.2 (65 PS) 5 door
2002 1.2 (55 PS) 3 door
2002 1.2 (55 PS) 5 door
2005 1.2 (55 PS) 3 door
2005 1.2 (55 PS) 5 door
Match 1.2 (60 PS) 3 door
1.2 (60 PS) 5 door
S 1.2 (65 PS) 3 door
1.2 (65 PS) 5 door
2002 1.2 (55 PS) 3 door
2002 1.2 (55 PS) 5 door
AC 1.2 (55 PS) 5 door
AC 1.2 (65 PS) 3 door
AC 1.2 (65 PS) 5 door

2009-2017 hatchback model

Trim Variant Engine Door count
Match 1.2 (60 BHP) 3 door
1.2 (60 BHP) 3 door
Moda 1.2 3 door
1.2 5 door
AC 1.2 3 door
AC 1.2 5 door
S 1.2 5 door
AC 1.2 5 door
SE 1.2 3 door
1.2 5 door

Volkswagen Up

2012 model

Trim Variant Engine Door count
Groove Up 1.0 3 door
1.0 5 door
High Up BlueMotion Technology 1.0 (75 PS) 3 door
BlueMotion Technology 1.0 (75 PS) 5 door
BlueMotion Technology (auto) 1.0 ASG (75 PS) 3 door
BlueMotion Technology (auto) 1.0 ASG (75 PS) 5 door
Rock Up 1.0 3 door
Up Beats BlueMotion Technology 1.0 (75 PS) 3 door
BlueMotion Technology 1.0 (75 PS) 5 door

Insuring a group 4 car

Generally, the higher the car insurance group, the more expensive it will be to insure. The cars listed above are all in group 4, which means they're (relatively) pretty cheap to get insured.

If you're buying a new car, you should check what insurance group it's in. If it's in a low group, you'll know that you'll (probably) get a cheaper car insurance quote than if it's in a high insurance group.

This is true if you're switching your insurance to another car, too. If you're switching to a car in a higher insurance group, you might see your price go up a lot.

Sometimes, insurance companies won't insure cars over a certain insurance group at all.

Cars are categorised into different insurance groups by Thatcham's. Most insurance companies use the Thatcham's rating, but some will have their own way of deciding the groups.

Check your car's insurance group

What affects your insurance group

There are lots of things that affect which insurance group a car goes in. Some of the main things are:

  • Performance: higher-spec cars with bigger engines tend to go in higher groups
  • Safety features: the safer a car is, the lower the insurance group
  • Cost of replacing parts: if car parts have to be imported, or if they're really hard to get hold of, the insurance group might go up

You can check your car's technical specs for free.

Cars in insurance group 4 are likely to have smaller, less powerful engines. Most of them range between 1.1 litre and 1.6 litre. They also tend to be commonly sold cars with plenty of cheap replacement parts on the market.

It's all about risk 🎲
Basically, car insurance groups come down to how much it will cost an insurance company there's a claim on the car. The more risk, the higher the group.
Updated on 5th May 2021