Cars in insurance group 3
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Nissan
Peugeot
Renault
SEAT
Skoda
Smart
Toyota
Vauxhall
Volkswagen
Insuring a group 3 car
What affects insurance groups

All cars in the UK go in an insurance group. The groups range from 1 to 50.

These are the cars in group 3.

Car insurance group 3 cars: the big list

Looking for insurance?

Chevrolet Spark

2010-2015 model

Trim Variant Engine Door count
+ 1.0i 5 door
Non-AC 1.0i 5 door

Chrysler Ypsilon

2011-2015 model

Trim Variant Engine Door count
S 1.2 5 door

Citroen C1

2005-2014 model

Trim Variant Engine Door count
Airplay+ 1.0i 3 door
1.0i 5 door
Cool 1.0i 3 door
1.0i 5 door
Rhythm 1.4 HDi 5 door
VT 2012 1.0i 3 door
2012 1.0i 5 door
VTP AC 1.0i 3 door
AC 1.0i 5 door
EGS, AC 1.0i 5 door
VTR 1.4 HDi 5 door
2012 1.0i 3 door
2012 1.0i 5 door
AC 1.0i 3 door
AC 1.0i 5 door

Citroen C2

2003-2009 model

Trim Variant Engine Door count
Airplay+ 1.1i 3 door
Cachet 1.1i 3 door
(2008) 1.1i 3 door
Cool 1.1i 3 door
Design 1.1i 3 door
Furio 1.1i 3 door
L 1.1i 3 door
LX 1.1i 3 door
Rhythm 1.1i 3 door
2008 1.1i 3 door
Vibe 1.1i 3 door
2008 1.1i 3 door
VT 1.1i 3 door
VTR 1.1i 3 door

Citroen C3

2002-2010 model

Trim Variant Engine Door count
Airplay 1.1i 5 door
L 1.1i 5 door
VTP 1.4 HDi 5 door

Citroen Nemo Multispace

2009-2012 model

Trim Variant Engine Door count
Standard Trim 1.4i 8V 5 door

Dacia Logan

2013 MCV model

Trim Variant Engine Door count
Access 1.2 16V 5 door
1.2 16V (73 BHP) 5 door
Ambiance 1.2 16V 5 door
1.2 16V (73 BHP) 5 door
Ambiance Prime 1.2 16V (75 BHP) 5 door
Laureate SCe (75 BHP) 5 door

Dacia Sandero

2013 model

Trim Variant Engine Door count
Access SCe (75 BHP) 5 door
2001-2017 1.2 16V 5 door
Ambiance 1.2 16V 5 door

2013 Stepway model

Trim Variant Engine Door count
Essential SCe (75 BHP) 5 door

Fiat Fiorino

2008-2019 model

Trim Variant Engine Door count
Standard Trim 1.4 8V 5 door

Fiat Qubo

2009 model

Trim Variant Engine Door count
Dynamic 1.4 8V 5 door
MyLife 1.4 8V 5 door
1.4 8V (77 BHP) 5 door
Pop 1.4 8V 5 door

Fiat Panda

2004-2011 model

Trim Variant Engine Door count
Dynamic Sound 1.2 5 door

2012 model

Trim Variant Engine Door count
Lounge 1.2 5 door
Pop 1.2 5 door

Fiat Seicento

1998-2004 model

Trim Variant Engine Door count
2Tone 1.1 3 door
Active 1.1i 3 door
Citymatic 3 door
Mia 1.1i 3 door
S 1.1i 3 door
SX 1.1i 3 door

Ford Fiesta

2008-2017 model

Trim Variant Engine Door count
Studio 2011-2012 1.25 3 door

Ford Ka

2009-2016 model

Trim Variant Engine Door count
Digital 1.2 3 door
1.2 start-stop 3 door
Edge 1.2 3 door
1.2 start-stop 3 door
Grand Prix 1.2 3 door
1.2 start-stop 3 door
Studio 1.2 start-stop 3 door
Style 1.2 3 door
1.2 start-stop 3 door
Style + 1.2 3 door
Tattoo 1.2 3 door
1.2 start-stop 3 door
Tattoo Premium 1.2 3 door
1.2 start-stop 3 door
Titanium 1.2 3 door
1.2 start-stop 3 door
Leather 1.2 3 door
Zetec 1.2 3 door
1.2 start-stop 3 door
1.3 TDCi 3 door
1.3 TDCi start-stop 3 door
Zetec Black Edition 1.2 3 door
Zetec White Edition 1.2 3 door

2016-2019 Plus model

Trim Variant Engine Door count
Studio 2008-2018 1.2 Ti-VCT (70PS) 5 door

Ford Transit Courier Kombi

2018 MPV model

Trim Variant Engine Door count
Standard Trim 6-speed 1.5 TDCi 6 door
6-speed 1.5 TDCi start-stop 6 door

Hyundai i10

2014-2020 model

Trim Variant Engine Door count
Go SE 1.0 (66PS) 5 door
Premium 1.0 (66PS) 5 door

2020 hatchback model

Trim Variant Engine Door count
SE Connect AMT Auto 1.0 MPi (67PS) 5 door

Kia Picanto

2011-2017 model

Trim Variant Engine Door count
1 1.0 3 door
1.0 5 door

2017 hatchback model

Trim Variant Engine Door count
2 4 seats 1.0 5 door
GT-line 1.0 (66 BHP) 5 door

2018 X-line model

Trim Variant Engine Door count
X-line S Auto 1.0 5 door

Kia Rio

2011-2017 model

Trim Variant Engine Door count
1 EcoDynamics 1.1 CRDi 5 door
1 Air 2001-2015 1.25 5 door
1 Air EcoDynamics 1.1 CRDi 5 door
1 Air EcoDynamics 1.1 CRDi 3 door
2 1.25 ISG 3 door
1.25 ISG 5 door
2001-2015 1.25 3 door
2001-2015 1.25 5 door
EcoDynamics 1.1 CRDi 5 door
2 EcoDynamics 1.1 CRDi 3 door
SE 1.25 ISG (84 BHP) 5 door
SR7 1.25 3 door
1.25 5 door
VR7 EcoDynamics 1.1 CRDi 5 door

Nissan Micra

2017 hatchback model

Trim Variant Engine Door count
Acenta Bose Pack, Exterior Pack Plus, Interior Personalisation Pack and Vision Pack IG-T 90 5 door
Bose Personal Audio Pack and Interior Personalisation Pack IG-T 90 5 door
Bose Personal Audio Pack, Exterior Pack Plus and Interior Personalisation Pack IG-T 90 5 door
Bose Personal Audio Pack, Exterior Pack Plus and Vision Pack IG-T 90 5 door
Bose Personal Audio Pack, Interior Personalisation Pack and Vision Pack IG-T 90 5 door
Exterior Pack Plus and Interior Personalisation Pack IG-T 90 5 door
Exterior Pack Plus and Vision Pack IG-T 90 5 door
Exterior Pack Plus, Interior Personalisation Pack and Vision Pack IG-T 90 5 door
Interior Personalisation Pack and Vision Pack IG-T 90 5 door
Interior Personalisation Pack IG-T 90 5 door

Peugeot 107

2005-2014 model

Trim Variant Engine Door count
Access 1.0 3 door
Active 1.0 3 door
1.0 5 door
2-Tronic 1.0 3 door
2-Tronic 1.0 5 door
Allure 1.0 3 door
1.0 5 door
2-Tronic 1.0 3 door
2-Tronic 1.0 5 door
2012 1.0 3 door
2012 1.0 5 door
Envy 1.0 3 door
1.0 5 door
Kiss 1.0 3 door
Millesim 1.0 3 door
1.0 5 door
Sport 1.0 3 door
Sportium 1.0 3 door
1.0 5 door
Sport XS 1.0 3 door
Urban 1.0 3 door
1.0 5 door
2-Tronic 1.0 3 door
2-Tronic 1.0 5 door
2012-2018 1.0 3 door
2012-2018 1.0 5 door
2012-2018 2-Tronic 1.0 3 door
2012-2018 2-Tronic 1.0 5 door
Urban Lite 1.0 3 door
1.0 5 door
2012-2018 1.0 3 door
Urban Move 1.0 3 door
1.0 5 door
Verve 1.0 3 door
1.0 5 door
XE Lite 1.0 3 door
XL 1.0 5 door
2-Tronic 1.0 5 door

Peugeot 1007

2005-2009 model

Trim Variant Engine Door count
Dolce 2-Tronic 1.4 3 door

Peugeot Partner Tepee

2008-2018 model

Trim Variant Engine Door count
S 1.6 HDi (75 BHP) 5 door
Zenith 1.6 HDi (75 BHP) 5 door

Peugeot Bipper Tepee

2009-2014 model

Trim Variant Engine Door count
S 1.4 5 door

Renault Clio

2012-2019 hatchback model

Trim Variant Engine Door count
Expression 1.2 16V (75 BHP) 5 door
Play 1.2 16V (75 BHP) 5 door

2019 hatchback model

Trim Variant Engine Door count
Iconic 1.0 SCe (65 BHP) 5 door
SCe (75 BHP) 5 door
Bose premium speaker system SCe (75 BHP) 5 door

Renault Twingo

2014-2019 model

Trim Variant Engine Door count
Colour Run SCe 70 5 door
Dynamique 1.0 SCe start-stop 5 door
Dynamique S 1.0 SCe start-stop 5 door
Iconic 1.0 SCe start-stop 5 door
Play 1.0 SCe 5 door

SEAT Mii

 2012-2019 model

Trim Variant Engine Door count
Design Mii 1.0 5 door
2007/2018 1.0 (60PS) 5 door
FR Line 1.0 5 door
2007/2018 1.0 (60PS) 5 door
I TECH 1.0 3 door
1.0 5 door
SE Technology Auto 1.0 (75 BHP) 3 door
Auto 1.0 (75 BHP) 5 door

SEAT Ibiza

2008-2017 hatchback model

Trim Variant Engine Door count
S 1.2 5 door
AC 1.2 5 door

2017 hatchback model

Trim Variant Engine Door count
SE 2007-2018 1.0 MPI (80PS) 5 door
SE Design 1.0 MPI (75PS) 5 door
SE Technology 2007-2018 1.0 MPI (80PS) 5 door
Xcellence 1.0 MPI (75PS) 5 door

2008-2017 sport coupe model

Trim Variant Engine Door count
E 1.2 3 door
2012 1.2 3 door
S 1.2 3 door
AC 1.2 3 door

Skoda Citigo

2012-2019 model

Trim Variant Engine Door count
Colour Edition GreenTech 1.0 MPI (60PS) 3 door
GreenTech 1.0 MPI (60PS) 5 door
Monte Carlo GreenTech 1.0 MPI (60PS) 3 door
GreenTech 1.0 MPI (60PS) 5 door
SE GreenTech 1.0 MPI (60PS) 3 door
GreenTech 1.0 MPI (60PS) 5 door
SE L ASG 1.0 MPI (75PS) 3 door
ASG 1.0 MPI (75PS) 5 door
GreenTech 1.0 MPI (60PS) 3 door
GreenTech 1.0 MPI (60PS) 5 door
GreenTech 1.0 MPI (75PS) 3 door
GreenTech 1.0 MPI (75PS) 5 door

Skoda Fabia

2015 estate model

Trim Variant Engine Door count
Monte Carlo 1.0 MPI 5 door
SE 1.0 MPI 5 door
1.0 MPI (75PS) (September 2018) 5 door
SE L 1.0 MPI 5 door

2007-2014 hatchback model

Trim Variant Engine Door count
S 1.2 5 door
1.2 12V (60BHP) 5 door

2015 hatchback model

Trim Variant Engine Door count
Colour Edition 1.0 MPI 5 door
1.0 MPI (75PS) (September 2018) 5 door
Monte Carlo 1.0 MPI 5 door
SE 1.0 MPI 5 door
1.0 MPI (75PS) (September 2018) 5 door
SE L 1.0 MPI 5 door
1.0 MPI (75PS) (September 2018) 5 door

Smart Fortwo

2007-2014 Cabriolet

Trim Variant Engine Door count
Pulse Auto 2 door

2007-2014 Coupe

Trim Variant Engine Door count
Highstyle Softouch Auto Micro Hybrid Drive 2 door
Limited Three Auto Micro Hybrid Drive 2 door
Passion Auto 2 door
Auto Micro Hybrid Drive 2 door
Softouch (2010) Auto Micro Hybrid Drive 2 door
Softouch (Luxury Pack) (2010) Auto Micro Hybrid Drive 2 door
Passion Luxury Auto (Luxury Pack) Micro Hybrid Drive 2 door
Pulse Auto 2 door
Auto Micro Hybrid Drive 2 door
Softouch (2010) Auto Micro Hybrid Drive 2 door
Softouch (Luxury Pack) (2010) Auto Micro Hybrid Drive 2 door
Pulse Luxury Auto (Luxury Pack) Micro Hybrid Drive 2 door

2015-2019 Coupe model

Trim Variant Engine Door count
Edition 1 1.0 2 door
Auto 1.0 2 door
Passion 1.0 2 door
Auto 1.0 2 door
Premium 1.0 2 door
Premium Auto 1.0 2 door
Prime 1.0 2 door
Auto 1.0 2 door
Premium 1.0 2 door
Premium Auto 1.0 2 door
Premium Plus 1.0 2 door
Premium Plus Auto 1.0 2 door
Proxy 1.0 2 door
Auto 1.0 2 door
Premium 1.0 2 door
Premium Auto 1.0 2 door
Premium Plus 1.0 2 door
Premium Plus Auto 1.0 2 door
Pure 71HP 2 door

Smart Forfour

2015-2019 model

Trim Variant Engine Door count
Edition 1 1.0 5 door
Auto 1.0 5 door
Night Sky Premium Plus 71HP 5 door
Prime Premium 1.0 5 door
Premium Auto 1.0 5 door
Premium Plus 1.0 5 door
Premium Plus Auto 1.0 5 door
Prime Sport Premium 71HP 5 door
Premium Plus 71HP 5 door
Premium Twinamic Auto 71HP 5 door
Premium Plus Twinamic Auto 71HP 5 door

Toyota Aygo

2005-2014 model

Trim Variant Engine Door count
Standard trim 1.0 VVT-i 3 door
1.0 VVT-i 5 door
2009 1.0 VVT-i 3 door
2009 1.0 VVT-i 5 door
+ 1.0 VVT-i 3 door
1.0 VVT-i 5 door
1.4 VVT-i 3 door
1.4 VVT-i 5 door
2009 1.0 VVT-i 3 door
2009 1.0 VVT-i 5 door
MMT 1.0 VVT-i 3 door
MMT 1.0 VVT-i 5 door
MMT (2009) 1.0 VVT-i 3 door
MMT (2009) 1.0 VVT-i 5 door
Black 2010 1.0 VVT-i 3 door
2010 1.0 VVT-i 5 door
AC (2010) 1.0 VVT-i 3 door
AC (2010) 1.0 VVT-i 5 door
AC MMT (2010) 1.0 VVT-i 3 door
AC MMT (2010) 1.0 VVT-i 5 door
Blue 2009 1.0 VVT-i 3 door
2009 1.0 VVT-i 5 door
MMT (2009) 1.0 VVT-i 3 door
MMT (2009) 1.0 VVT-i 5 door
Fire AC 1.0 VVT-i 3 door
AC 1.0 VVT-i 5 door
MMT AC 1.0 VVT-i 3 door
MMT AC 1.0 VVT-i 5 door
Go 1.0 VVT-i 3 door
1.0 VVT-i 5 door
AC 1.0 VVT-i 3 door
AC 1.0 VVT-i 5 door
MMT AC 1.0 VVT-i 3 door
MMT AC 1.0 VVT-i 5 door
Ice 1.0 VVT-i 3 door
1.0 VVT-i 5 door
March 2012 1.0 VVT-i 3 door
March 2012 1.0 VVT-i 5 door
MMT (March 2012) 1.0 VVT-i 3 door
MMT (March 2012) 1.0 VVT-i 5 door
MMT 1.0 VVT-i 3 door
MMT 1.0 VVT-i 5 door
Mode 1.0 VVT-i 3 door
1.0 VVT-i 5 door
AC 1.0 VVT-i 3 door
AC 1.0 VVT-i 5 door
MMT AC 1.0 VVT-i 5 door
Move 1.0 VVT-i 3 door
1.0 VVT-i 5 door
MMT 1.0 VVT-i 5 door
Move with style 1.0 VVT-i 3 door
1.0 VVT-i 5 door
MMT 1.0 VVT-i 5 door
Platinum 1.0 VVT-i 3 door
1.0 VVT-i 5 door
2009 1.0 VVT-i 3 door
2009 1.0 VVT-i 5 door
AC 1.0 VVT-i 3 door
AC 1.0 VVT-i 5 door
AC (2009) 1.0 VVT-i 3 door
AC (2009) 1.0 VVT-i 5 door
AC MMT (2009) 1.0 VVT-i 3 door
AC MMT (2009) 1.0 VVT-i 5 door
MMT AC 1.0 VVT-i 3 door
MMT AC 1.0 VVT-i 5 door

Toyota IQ

2009-2014 model

Trim Variant Engine Door count
Standard trim Leather 1.0 VVT-i 3 door
Leather Multidrive 1.0 VVT-i 3 door
IQ 1.0 VVT-i 3 door
Multidrive 1.0 VVT-i 3 door
IQ iSports 1.0 VVT-i 3 door
Multidrive 1.0 VVT-i 3 door
iSports 1.0 VVT-i 3 door
Multidrive 1.0 VVT-i 3 door

Toyota Yaris

2011-2020 model

Trim Variant Engine Door count
Edition 1.0 VVT-i 3 door
1.0 VVT-i 5 door
AC 1.0 VVT-i 3 door
AC 1.0 VVT-i 5 door
Icon 1.0 VVT-i 5 door
Toyota Touch 2 With Go 1.0 VVT-i 5 door
Icon Tech Hybrid Auto 1.0 VVT-i 5 door

2006-2011 hatchback model

Trim Variant Engine Door count
T3 1.0 VVT-i 3 door
1.0 VVT-i 5 door
TR 1.0 VVT-i 3 door
1.0 VVT-i 5 door
T Spirit Nav 1.0 VVT-i 3 door
1.0 VVT-i 5 door

Vauxhall Adam

2012-2019 model

Trim Variant Engine Door count
Energised Black Jack 1.2i (70PS) 3 door
Glam 1.2i 3 door
1.2i start-stop 3 door
Extreme Pack 1.2i 3 door
Extreme Pack 1.2i start-stop 3 door
Style Pack 1.2i 3 door
Style Pack 1.2i start-stop 3 door
Technical Pack 1.2i 3 door
Technical Pack 1.2i 3 door start-stop
ecoFlex, Style Pack/Technical Pack 1.2i start-stop 3 door
Griffin 1.2i (70PS) 3 door
Jam 1.2i 3 door
1.2i start-stop 3 door
Extreme Pack 1.2i 3 door
Extreme Pack 1.2i start-stop 3 door
Style Pack 1.2i 3 door
Style Pack 1.2i start-stop 3 door
Technical Pack 1.2i 3 door
Technical Pack 1.2i start-stop 3 door
Urban Pack 1.2i 3 door
Urban Pack 1.2i start-stop 3 door
EcoFlex, Style Pack 1.2i start-stop 3 door
EcoFlex, Style Pack 1.2i start-stop 3 door
EcoFlex, Urban Pack 1.2i start-stop 3 door
Slam 1.2i start stop 3 door
Extreme Pack 1.2i 3 door
Extreme Pack 1.2i start-stop 3 door
Technical Pack 1.2i 3 door
Technical Pack 1.2i start-stop 3 door

2014-2018 Rocks model

Trim Variant Engine Door count
Air 1.2i (70PS) 3 door
Technical Pack 1.2i (70PS) 3 door

Vauxhall Corsa

2000-2004 hatchback model

Trim Variant Engine Door count
Club 1.0i 12V 3 door
1.0i 12V 5 door
Easytronic 1.0i 12V 3 door
Easytronic 1.0i 12V 5 door
ECO Easytronic 1.0i 12V 3 door
ECO Easytronic 1.0i 12V 5 door
Comfort 1.0i 12V 3 door
1.0i 12V 5 door
Expression 1.0i 12V 3 door
GLS 1.0i 12V 3 door
1.0i 12V 5 door
Life 1.0i 12V 5 door

2003-2006 hatchback model

Trim Variant Engine Door count
Expression 1.0i 12V 3 door

2006-2014 hatchback model

Trim Variant Engine Door count
Excite EcoFlex (AC) 1.0i 12V 3 door
EcoFlex (AC) 1.0i 12V 5 door

2014-2019 hatchback model

Trim Variant Engine Door count
Active 1.4i (75PS) 3 door
Design 1.2 3 door
1.2 5 door
1.4 (75BHP) 3 door
1.4 (75BHP) 5 door
ecoTEC 1.2 3 door
ecoTEC 1.2 5 door
Energy 1.2 3 door
1.2 5 door
1.4 (75BHP) 3 door
1.4 (75BHP) 5 door
AC 1.2 3 door
AC 1.2 5 door
AC 1.4 (75BHP) 3 door
AC 1.4 (75BHP) 5 door
ecoTEC 1.4 3 door
ecoTEC 1.4 5 door
ecoTEC (AC) 1.4 3 door
ecoTEC (AC) 1.4 5 door
Excite 1.2 3 door
1.2 5 door
AC 1.2 3 door
AC 1.2 5 door
Limited Edition 1.2 3 door
1.2 5 door
1.4 (75BHP) 3 door
1.4 (75BHP) 5 door
ecoTEC 1.4 3 door
ecoTEC 1.4 5 door
SE 1.2 3 door
1.2 5 door
1.4 (75BHP) 3 door
1.4 (75BHP) 5 door
SRi 1.2 3 door
1.2 5 door
1.4 (75BHP) 3 door
1.4 (75BHP) 5 door
ecoTEC 1.4 3 door
ecoTEC 1.4 5 door
SRi Vx-line 1.2 3 door
1.2 5 door
1.4 (75BHP) 3 door
1.4 (75BHP) 5 door
ecoTEC 1.4 3 door
ecoTEC 1.4 5 door

Vauxhall Viva

2015-2019 model

Trim Variant Engine Door count
SE 1.0 5 door
EcoFlex 1.0 5 door
EcoFlex (AC) 1.0 5 door

Volkswagen Fox

2006-2012 model

Trim Variant Engine Door count
Standard trim 1.4 3 door
Urban 1.4 3 door

Volkswagen Polo

2002-2009 hatchback model

Trim Variant Engine Door count
E 1.2 (60PS) 3 door
1.2 (60PS) 5 door
S 1.2 (60PS) 3 door
1.2 (60PS) 5 door

2009-2017 hatchback model

Trim Variant Engine Door count
S 1.2 3 door
AC 1.2 3 door

Volkswagen Up

2012 model

Trim Variant Engine Door count
Beats 1.0 (65PS) 5 door
Club Up 1.0 3 door
1.0 5 door
High Up 1.0 3 door
1.0 5 door
ASG 1.0 3 door
ASG 1.0 5 door
BlueMotion Tech 1.0 3 door
BlueMotion Tech 1.0 5 door
Move Up 1.0 (60PS) 3 door
1.0 (60PS) 5 door
ASG (auto) 1.0 stop-start (60PS) 3 door
ASG (auto) 1.0 stop-start (60PS) 5 door
Move Up Tech Edition 1.0 start-stop 3 door
1.0 start-stop 5 door
R Line 1.0 (65PS) 5 door
R Line Beats 1.0 start-stop (60PS) 5 door
Street Up 1.0 3 door
1.0 5 door
Up Beats 1.0 (60PS) 3 door
1.0 (60PS) 5 door
ASG (auto) 1.0 (75PS) 3 door
ASG (auto) 1.0 (75PS) 5 door
ASG (auto) 1.0 start-stp (60PS) 3 door
ASG (auto) 1.0 start-stop (60PS) 5 door
White edition 1.0 (65PS) 5 door

Group 3 cars are (usually) cheaper to insure

Generally, the higher the car insurance group, the more expensive it will be to insure. The cars listed above are all in group 3, which means they’re (relatively) pretty cheap to get insured.

If you’re buying a new car, you should check what insurance group it’s in. If it’s in a low group, you’ll know that you’ll (probably) get a cheaper car insurance quote than if it’s in a high insurance group.

This is true if you’re switching your insurance to another car, too. If you’re switching to a car in a higher insurance group, you might see your price go up a lot.

Sometimes, insurance companies won’t insure cars over a certain insurance group at all.

Cars are categorised into different insurance groups by Thatcham’s. Most insurance companies use the Thatcham’s rating, but some will have their own way of deciding the groups.

Check your car's insurance group

What affects your insurance group

There are lots of things that affect which insurance group a car goes in. Some of the main things are:

  • Performance: higher-spec cars with bigger engines tend to go in higher groups
  • Safety features: the safer a car is, the lower the insurance group
  • Cost of replacing parts: if car parts have to be imported, or if they’re really hard to get hold of, the insurance group might go up

A few of the cars in insurance group 3 are hybrids with small engines, like the Smart Micro Hybrid Drives, and the 2011-2020 Icon Tech Toyota Yaris.

You can check your car’s technical specs for free.

It's all about risk 🎲
Basically, car insurance groups come down to how much it will cost an insurance company there's a claim on the car. The more risk, the higher the group.

Updated on 24th December 2020

Cuvva is authorised and regulated by the UK Financial Conduct Authority. (#690273)