All cars in the UK are sorted by insurance group.

The groups range from 1 to 50, with cars in the lower numbered groups (usually) cheaper.

Here's a quick explainer:

These are the cars in insurance group 1.

Car insurance group 1 cars: the big list

Chevrolet Spark

2010-2015 model

Citroen C1

2005-2014 model

Fiat Panda

2004-2011 model

Ford Ka

Plus 2016-2019 model

Hyundai i10

2014-2020 model

Kia Rio

2011-2017 model

Nissan Micra

2017 Hatchback model

SEAT Mii

2012-2019 model

Skoda Citigo

2012-2019 model

Skoda Fabia

2015 Hatchback model

Smart Forfour

2015-2019 model

Vauxhall Corsa

2006-2014 Hatchback model

Volkswagen Fox

2006-2012 model

Volkswagen Polo

2017 Hatchback model

Volkswagen Up

2012 model

Group 1 cars are (usually) cheaper to insure

Generally, the higher the car insurance group, the more expensive it will be to insure. The cars listed above are all in group 1, which means they're (relatively) pretty cheap to get insured.

If you're buying a new car, you should check what insurance group it's in. If it's in a low group, you'll know that you'll (probably) get a cheaper car insurance quote than if it's in a high insurance group.

This is true if you're switching your insurance to another car, too. If you're switching to a car in a higher insurance group, you might see your price go up a lot.

Sometimes, insurance companies won't insure cars over a certain insurance group at all.

Cars are categorised into different insurance groups by Thatcham's. Most insurance companies use the Thatcham's rating, but some will have their own way of deciding the groups.

What affects your insurance group

There are lots of things that affect which insurance group a car goes in. Some of the main things are:

• Performance: higher-spec cars with bigger engines tend to go in higher groups
• Safety features: the safer a car is, the lower the insurance group
• Cost of replacing parts: if car parts have to be imported, or if they're really hard to get hold of, the insurance group might go up

You can check your car's technical specs for free.

Cars in insurance group 1 are likely to have smaller, less powerful engines. They also tend to be commonly sold cars with plenty of cheap replacement parts on the market.

They probably have plenty of cutting-edge safety features, too. Especially if they're new.

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