Cars in insurance group 1
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Insuring a group 1 car
What affects insurance groups

All cars in the UK go in an insurance group. The groups range from 1 to 50.

These are the cars in group 1.

Car insurance group 1 cars: the big list

Chevrolet Spark

2010-2015 model

Trim Variant Engine Door count
Standard trim 1.0 5 door

Citroen C1

2005-2014 model

Trim Variant Engine Door count
Vibe 1.0 3 door
Vibe 1.0 5 door
Airplay 1.0 3 door
Airplay 1.0 5 door

Fiat Panda

2004-2011 model

Trim Variant Engine Door count
Active 1.1 5 door
ECO 1.1 5 door
Dynamic 1.2 5 door
AC 1.2 5 door
Skydome 1.2 5 door
Auto 1.2 5 door
Auto AC 1.2 5 door
Auto Skydome 1.2 5 door

Ford Ka

Plus 2016-2019 model

Trim Variant Engine Door count
Studio Ti-VCT 70PS 1.2 5 door

Hyundai i10

2014-2020 model

Trim Variant Engine Door count
S Blue Drive 1.0 5 door
S Air 1.0 5 door
Blue Drive 1.0 5 door
SE Blue Drive 1.0 5 door
Premium Blue Drive 1.0 5 door

Kia Rio

2011-2017 model

Trim Variant Engine Door count
1 Air 1.1 CRDi 5 door

Nissan Micra

2017 Hatchback model

Trim Variant Engine size Door count
Visia 1.0, 71PS 5 door
IG, 71 5 door
Visia + 1.0, 71PS 5 door
IG, 71 5 door
Acenta 1.0, 71PS 5 door
Acenta IG, 70 5 door
Bose Personal Audio Pack 1.0, 71PS 5 door
Bose Personal Audio Pack IG, 71 5 door
Bose Personal Audio Pack and Exterior Pack Plus 1.0, 71PS 5 door
Bose Personal Audio Pack and Exterior Pack Plus IG, 71 5 door
Bose Personal Audio Pack and Vision Pack 1.0, 71PS 5 door
Bose Personal Audio Pack and Vision Pack IG, 71 5 door
Bose Personal Audio Pack, Exterior Pack Plus and Vision Pack 1.0, 71PS 5 door
Bose Personal Audio Pack, Exterior Pack Plus and Vision Pack IG, 71 5 door
Exterior Pack Plus 1.0, 71PS 5 door
Exterior Pack Plus IG, 71 5 door
Exterior Pack Plus and Vision Pack 1.0, 71PS 5 door
Exterior Pack Plus and Vision Pack IG, 71 5 door
Vision Pack 1.0, 71PS 5 door
Vision Pack IG, 71 5 door
Acenta Limited Edition 1.0 Petrol, 71 PS 5 door
IG, 71 5 door

SEAT Mii

2012-2019 model

Trim Variant Engine Door count
Ecomotive 1.0 3 door
1.0 5 door
S 1.0 3 door
1.0 5 door
AC 1.0 3 door
AC 1.0 5 door
SE 1.0 3 door
1.0 5 door
Toca 1.0 3 door
1.0 5 door

Skoda Citigo

2012-2019 model

Trim Variant Engine Door count
Elegance GreenTech 1.0 MPI 3 door
GreenTech 1.0 MPI 5 door
S 1.0 MPI 3 door
1.0 MPI 5 door
ASG 1.0 MPI 3 door
ASG 1.0 MPI 5 door
SE 1.0 MPI 3 door
1.0 MPI 5 door
ASG 1.0 MPI 3 door
ASG 1.0 MPI 5 door
GreenTech 1.0 MPI 3 door
GreenTech 1.0 MPI 5 door
Sport 1.0 MPI 3 door
1.0 MPI 5 door

Skoda Fabia

2015 Hatchback model

Trim Variant Engine Door count
Colour Edition 1.0 MPI, 60PS 5 door
Colour Edition 1.0 MPI, 60PS 5 door
S 1.0 MPI, 75PS 5 door
SE 1.0 MPI, 60PS 5 door
SE Drive 1.0 MPI, 60PS 5 door

Smart Forfour

2015-2019 model

Trim Variant Engine Door count
Pure 71hp 5 door

Vauxhall Corsa

2006-2014 Hatchback model

Trim Variant Engine Door count
Expression 1.0, 12V 3 door
ecoFLEX 1.0, 12V 3 door

Volkswagen Fox

2006-2012 model

Trim Variant Engine Door count
Standard 1.2 3 door
1.2 (60 BHP) 3 door
Urban 1.2 3 door
1.2 (60 BHP) 3 door

Volkswagen Polo

2017 Hatchback model

Trim Variant Engine Door count
Beats 1.0 (65PS) 5 door
1.0 EVO (65PS) 5 door
1.0 (75PS) 5 door
1.0 (80PS) 5 door
Match 1.0 EVO (80PS) 5 door
S 1.0 (65PS) 5 door
1.0 EVO (65PS) 5 door
1.0 EVO (80PS) 5 door
SE 1.0 (65PS) 5 door
1.0 EVO (65PS) 5 door
1.0 (75PS) 5 door
1.0 (80PS) 5 door
S 1.0 (65PS) 5 door
SE Tech Edition 1.0 EVO 5 door
1.0 EVO (80 BHP) 5 door
United 1.0 EVO (80 BHP) 5 door

Volkswagen Up

2012 model

Trim Variant Engine Door count
High Up 1.0 S/S (60PS) 3 door
1.0 S/S (60PS) 5 door
Move Up 1.0 3 door
1.0 5 door
1.0 BMT (60PS) 3 door
1.0 BMT (60PS) 5 door
1.0 S/S (60PS) 3 door
1.0 S/S (60PS) 5 door
ASG 1.0 3 door
ASG 1.0 5 door
ASG Auto 1.0 (60PS) 3 door
ASG Auto 1.0 (60PS) 3 door
ASG Auto 1.0 (60PS) 3 door
ASG Auto 1.0 (60PS) 5 door
BlueMotion Tech 1.0 3 door
BlueMotion Tech 1.0 5 door

Group 1 cars are (usually) cheaper to insure

Generally, the higher the car insurance group, the more expensive it will be to insure. The cars listed above are all in group 1, which means they're (relatively) pretty cheap to get insured.

If you're buying a new car, you should check what insurance group it's in. If it's in a low group, you'll know that you'll (probably) get a cheaper car insurance quote than if it's in a high insurance group.

This is true if you're switching your insurance to another car, too. If you're switching to a car in a higher insurance group, you might see your price go up a lot.

Sometimes, insurance companies won't insure cars over a certain insurance group at all.

Cars are categorised into different insurance groups by Thatcham's. Most insurance companies use the Thatcham's rating, but some will have their own way of deciding the groups.

Check your car's insurance group

What affects your insurance group

There are lots of things that affect which insurance group a car goes in. Some of the main things are:

  • Performance: higher-spec cars with bigger engines tend to go in higher groups
  • Safety features: the safer a car is, the lower the insurance group
  • Cost of replacing parts: if car parts have to be imported, or if they're really hard to get hold of, the insurance group might go up

You can check your car's technical specs for free.

Cars in insurance group 1 are likely to have smaller, less powerful engines. They also tend to be commonly sold cars with plenty of cheap replacement parts on the market.

They probably have plenty of cutting-edge safety features, too. Especially if they're new.

It's all about risk 🎲
Basically, car insurance groups come down to how much it will cost an insurance company there's a claim on the car. The more risk, the higher the group.

Updated on 5th May 2021

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