Borrowing a car from someone you know
If you want to drive someone else’s car, you’ve got a couple of options. The first is to get added to the car owner’s policy as a named driver. This can add hundreds or even thousands of pounds to their premium, and you might be left waiting around for the paperwork to be approved. But it could be a good option if you want to drive over a longer period - like several months.
Otherwise, you could use temporary car insurance to borrow their car instantly. You only need insurance for the time you actually want to be behind the wheel - so it could work out cheaper. You also don’t need to worry about impacting their policy or no-claims bonus (NCB) if something happens while you’re driving, because you’ll be on a totally separate policy.
How to borrow a car
1
Download the Cuvva app
It only takes a few seconds
2
Enter the car number plate
Plus some details about yourself and the vehicle
3
Choose a start and end time for your policy
Then check over the quote details and buy a policy
4
Then just grab the keys
And away you go
Borrow with total peace of mind
Temporary car insurance is designed to give you complete peace of mind, even if you’re borrowing someone else’s car for the first time. All you need to worry about is where you’re heading.
Fully comprehensive policies
This means, if something happens, you’re covered for damage to the car, to other cars, to injuries for yourself or other people, or for damage to property
NCB protection
You also don’t need to worry about impacting your friend’s NCB - as you’ll be on a totally separate policy. So you can both relax
365 day support
One of the best thing about buying temporary car insurance from an app is that helpful, human support is only a few taps of your phone away - 365 days a year
The expert’s view on borrowing a car with temporary car insurance
Adam Kent is our Senior Underwriting Lead and Insurance Expert. He joined in 2022 and has a 19 year track record helping insurtechs, brokers, and direct insurers.
He said: “Borrowing a car is a clever way to save money versus car ownership - but you need to get insured before you hop behind the wheel of your friend or family member’s car. Luckily, with the rise of temporary car insurance, this is really easy. You can borrow a car with your very own, fully comprehensive policy, all sorted in minutes from your phone - something unimaginable even just a decade ago.”
Frequently asked questions
Is temporary car insurance a legit way to borrow a car?
Cuvva is completely legit. We’ve sold 12 million+ policies and are rated ‘Excellent’ on Trustpilot. So you can borrow a car with peace of mind.
Who can I lend my car to?
There are some restrictions on who can use temporary car insurance. Usually you’ll need to be aged 19+ and have held your licence for at least a year.
What cars can I borrow?
Almost any! There are some restrictions but most cars are good to go. If you need some inspo, our three most-borrowed cars of 2024 were the VW Golf, the Ford Fiesta and the Vauxhall Corsa.