But there are some exceptions, and some other types of vehicle that we can't cover yet.
Just so you know, the rules can be a bit different for pay-monthly insurance. Check out our pay-monthly vehicle requirements here.
We define a modification as anything that's been changed on a vehicle after leaving the factory.
You can use Cuvva on a vehicle that's already covered by another insurer, but there are a few exceptions.
If your vehicle is:
We sadly can't insure it.
We don't insure motorbikes, scooters, or quad bikes.
We can only cover vehicles with a valid MOT. You can use our free car checker to find out if your MOT is up to date.
Before you buy a policy, make sure that your vehicle meets these requirements.
If you use Cuvva on a vehicle which shouldn't have been insured with us, we might not be able to cover you again. And if you were involved in an accident, our underwriter wouldn't pay out any claims.
So if you're not sure, just contact our customer support team before you pay. They're on hand 24/7, with an average response time of 1 minute.
We're here to help 24/7. Just ask.