What is a single-item limit? If you are making a ‘baggage’ claim on the policy, it’s important to be aware that no single item can make up more than 20% of the total baggage limit stated on the policy schedule. Updated on February 19, 2019 Was this article helpful? Yes No Related Articles What is ‘special event’ cover? What would be covered under ‘personal belongings’? How do I cancel a policy? How much can be claimed in a medical emergency? What is a pre-existing medical condition? What is the excess?