What do we mean by ‘baggage’? Baggage is defined as items belonging to you which are worn, used or carried by you during a trip. This does not include valuables, personal money and important documents. Updated on February 19, 2019 Was this article helpful? Yes No Related Articles What is a single-item limit? What is ‘special event’ cover? What would be covered under ‘personal belongings’? How do I cancel a policy? How much can be claimed in a medical emergency? What is a pre-existing medical condition?