All our car insurance policies are fully comprehensive – as long as you’re driving in the UK.
That means you’re covered for damage to your vehicle and damage to other people’s vehicles.
We only offer comprehensive car insurance. You can’t lower your level of cover in the app.
(This is also likely to be the case for our pay-monthly car insurance. We’ll update this page when it’s confirmed!)
Checking your level of cover in the app
You can check your level of cover in the app.
Once you’ve got your quote, chosen your policy and filled in your profile, it’s on the last screen, just before you buy.
It’s listed under policy details, and it looks something like this:
You won’t have comprehensive cover if you’re driving in another country
Our short term car insurance policies are only comprehensive as long as you’re driving in the UK. If you drive outside the UK with a Cuvva policy, you’ll only have “third party” cover.
That said, you can only buy a Cuvva temporary car insurance policy in the UK. That’s because we use your location to work out the price of your policy. But once you’ve bought your policy, you can drive in other countries. Just with a lower level of cover.
“Comprehensive”, “third party” and “third party, fire and theft”: the different kinds of car insurance
Comprehensive car insurance is one of three main types of car insurance cover: comprehensive, third party, and third party fire and theft.
Third party car insurance only covers you for damage to other people’s vehicles. Third party, fire and theft covers you for damage other people’s vehicles, as well as covering you if your vehicle gets stolen or damaged by fire.
(As a side note, there’s no difference between “fully comprehensive” and “comprehensive” car insurance. There’s not really any such thing as “fully comprehensive”. But because that’s what people tend to call it, it’s what we tend to call it, too. 👍)