The excess on your car insurance depends on a number of things. It can change depending on:

  • Your personal information (younger drivers tend to get higher excess, for example)
  • The vehicle (higher performing cars usually have higher excess)
  • Where you are when you buy the policy (if you’re driving in an area where you’re more likely to crash, the excess will usually be higher)

We don’t offer a voluntary excess.

You’ll see your excess in the app before you get a quote, so you can check it before you buy.

Updated on June 14, 2019

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