The excess on your car insurance depends on a number of things. It can change depending on:
- Your personal information (younger drivers tend to get higher excess, for example)
- The vehicle (higher performing cars usually have higher excess)
- Where you are when you buy the policy (if you’re driving in an area where you’re more likely to crash, the excess will usually be higher)
We don’t offer a voluntary excess.
You’ll see your excess in the app before you get a quote, so you can check it before you buy.