The excess on your car insurance depends on a number of things. It can change depending on:

  • Your personal information (younger drivers tend to get higher excess, for example)
  • The vehicle (higher performing cars usually have higher excess)
  • Where you are when you buy the policy (if you’re driving in an area where you’re more likely to crash, the excess will usually be higher)

We don’t offer a voluntary excess.

You’ll see your excess in the app before you get a quote, so you can check it before you buy.

Read more: Car insurance excess explained

This article is about our short-term motor insurance. The excess on our travel insurance is adjustable. We’ll also offer voluntary excess on our pay-monthly car insurance, when it’s live. We’ll write about it in more detail when it’s ready. In the meantime, you can sign up to the waitlist and be the first to know when it’s live.

Updated on December 11, 2019

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