Our temporary car insurance policies cover you for class 1 business use.
That means you can:
It doesn’t cover:
All our policies are fully comprehensive. That includes when you’re driving for business.
You can see exactly what’s covered by taking a look at your policy documents. You can find them in the app before you pay. We’ll email them to you, too.
There are a few different kinds of business use car insurance:
Social, domestic and pleasure (SDP) means you’re not covered for work. It only covers stuff like going shopping, visiting friends and family - that sort of thing.
SDP & commuting covers the same stuff as SDP, but also covers you for the commute. It doesn’t cover you for driving to other places as part of work - just your “usual place of work”.
Class 1 business use means you’re covered for commuting, plus driving to other sites that aren’t your usual place of work.
It doesn't include commercial use (such as deliveries) or door-to-door selling.
Class 2 business use covers everything class 1 does, but it also includes other people named on the policy.
Class 3 business use includes things like door-to-door sales.
Carriage of Own Goods means you can drive a van for business, including items you need for work.
Hire and Reward means you can carry around other people’s stuff for money. You’ll need it if you’re a furniture remover, or anything like that.
Because our policies only go up to class 1 business use, you can’t use Cuvva to make deliveries, sell cars or make door-to-door sales.
Our learner driver policies cover you for SDP and commuting use.
Our van insurance policies include Carriage of Own Goods cover, along with class 1 business insurance.
Our monthly subscription policies will include SDP & commuting use as standard.
But if you want to add class 1 business insurance, you can. It’s an optional extra, and it’ll add a little bit to the price of your policy.
We're here to help 24/7. Just ask.