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Can I drive a vehicle with private plates?

Cuvva is able to insure vehicles with private registration plates, even if you’ve only recently changed them with the DVLA. For the rest of this article, registration plates are referred to as VRMs (Vehicle Registration Mark).

We currently rely on various sources of vehicle data, including the DVLA, to insure your vehicle. In order to change the registration plates on your vehicle you must first register the new plates with the DVLA.


We can source vehicle data from the DVLA database, so when it comes to private plates, there are really three possible scenarios that could occur:


  1. The DVLA’s database has already updated and automatically recognises that your new private plates are linked to your vehicle. If this is the case, then do a little celebration dance and continue using Cuvva like normal!  

  2. You’ve registered your new plates with the DVLA but Cuvva isn’t recognising them when you try to get insured. In this scenario, we’re still waiting for our systems to be updated with the latest DVLA information. We can update your vehicle plates manually on our system but we need the following information before we do:
    1. Vehicle V5C (Logbook) with old plates to confirm your vehicle’s original VRM.
    2. Ideally, the vehicle V5C confirming new plates. If you haven’t received the new logbook yet, it’s best to contact us directly in the app. In this scenario, there’s a workaround we can try which may still let us update your vehicle on our system.

  3. If you’ve bought your fancy new private plates but don’t have them on your vehicle yet, it’s best to continue insuring your vehicle with the old plates until they’ve officially been changed with the DVLA.


One thing you need to bear in mind: if you switch your plates mid-policy, we cannot transfer the insurance to the new plates even though it’s the same vehicle. In this case you would need to take out an entirely new insurance policy on the new plates.


That’s pretty much all you need to know! With the information above you’ll be able to switch your licence plates without hassle!


If you have any questions about anything related to your insurance, don’t forget we’re able to chat at any time. That’s 365 days a year, 24 hours a day!


Happy driving!


Updated on January 4, 2019

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