Cuvva's monthly subscription car insurance

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Monthly subscription car insurance
No cancellation fees or interest
Buying a policy
Smart Pricing

Cuvva's monthly subscription car insurance policy helps drivers get comprehensive cover at fairer prices.

Millions of drivers struggle to find affordable car insurance or are priced out of car ownership altogether.

Our policies offer flexible monthly payments without added interest or cancellation fees, to help make insurance fairer and more affordable. We're rewriting the rules to help drivers.

Let’s take a look at how Cuvva’s monthly subscription car insurance works and how it could help you save money.

What is Cuvva monthly subscription car insurance?

Cuvva’s monthly subscription car insurance offers a flexible alternative to traditional annual policies.

It works just like Netflix and Spotify with rolling monthly policies that last up to a month.

You can set up your policy within the Cuvva app or website and pay for insurance on a monthly basis.

We’re on a mission to make insurance radically better and have banished unnecessary fees which can make car insurance more expensive.

Get a quick quote 👇
Insurance for an hour to rolling monthly cover. It only takes a few minutes.

Get interest-free, comprehensive car insurance without cancellation fees

Cuvva’s monthly subscription policies are flexible without unnecessary fees. We offer:

Interest-free monthly payments

Cuvva’s subscription insurance lets you pay monthly for a policy with no added interest.

With traditional car insurance, you’ll usually have to pay everything upfront or split the cost into monthly instalments (which is like taking out a loan).

Some insurance companies charge as much as 44% APR if you choose to pay monthly, which can add hundreds of pounds to your policy price.

We don’t think that’s fair and have banished interest from our policies altogether. 🚫

No cancellation fees

We understand that things change and you might not need insurance all year round, for example, if you sell your car.

That’s why we don’t charge any cancellation fees if you need to end your policy.

Everything is managed within the Cuvva app so you won’t have to spend lots of time in long hold telephone queues.

Comprehensive cover

Our pay-monthly policies offer comprehensive insurance, which is the highest level of cover you can get.

We include cover for things like accidents, car theft and driving abroad.

You can also build a no claims bonus for every full year of insurance you don’t make a claim.

Cuvva's monthly car insurance is fairer and better
Cuvva's monthly car insurance is fairer and better
Bonus reading 📚
There are three different levels of car insurance. From third party-only to comprehensive cover we explain how each one works. Learn more

How to get a Cuvva monthly subscription car insurance policy

First, you’ll need to get a quote for Cuvva monthly subscription car insurance, which only takes a few minutes.

We’ll ask for a few details about the car such as its value and its estimated annual mileage.

You’ll also need to tell us a few personal details like your age and job title.

Once you have a quote we’ll send you a link to download the Cuvva app where you can set up your policy.

Our customer support team is available 9am to 9pm if you have any questions or need help. 🙂

Save money and time with monthly cover
Save money and time with monthly cover

Use Smart Pricing to save on car insurance

We've also launched Smart Pricing to help you get a fairer quote.

Usually, insurance companies only look at things like your age and where you live to work out how much you should pay for insurance.

We think your car policy should also be based on how you drive rather than assumptions based on your personal details.

Our new Smart Pricing feature uses sensors in your phone to measure how well you drive.

We’ll give you a driving score out of 100 which is based on:

  • Speed: how fast you drive, and whether you stick to the speed limit
  • Braking: how quickly you stop, and if you give yourself enough time to slow down safely
  • Focusing: whether or not you use your phone when driving
  • Corners: how quickly and smoothly you turn
  • Accelerating: how quickly and smoothly you set off

The higher your driving score, the more you could save.

Whether you want an hour of cover or a rolling monthly subscription, it only takes a few minutes to get a quote.

Updated on 4th October 2022