All cars in the UK go in an insurance group. The groups range from 1 to 50.
These are the cars in group 1.
|Make||Model||Year||Engine size||Door count|
|Chevrolet||Spark||-2010||1 litre||5 door|
|Citroen||C1 Airplay||2006-2007||1 litre||3 door|
|Citroen||C1 Airplay+||2007-2008||1 litre||3 door|
|Citroen||C1 Vibe||2005-2008||1 litre||3 door|
|Fiat||Panda Active||2004-2008||1.1 litre||5 door|
|Fiat||Panda Active Eco||-2008||1.1 litre||5 door|
|Skoda||Fabia Classic||2000||1 litre||5 door|
|Vauxhall||Corsa Expression||2006-2009||1 litre||3 door|
|Vauxhall||Corsa Expression Ecoflex||-2010||1 litre||3 door|
Generally, the higher the car insurance group, the more expensive it will be to insure. The cars listed above are all in group 1, which means they’re (relatively) pretty cheap to get insured.
If you’re buying a new car, you should check what insurance group it’s in. If it’s in a low group, you’ll know that you’ll (probably) get a cheaper car insurance quote than if it’s in a high insurance group.
Sometimes, insurance companies won’t insure cars over a certain insurance group at all.
Cars are categorised into different insurance groups by Thatcham’s. Most insurance companies use the Thatcham’s rating, but some will have their own way of deciding the groups.
There are lots of things that affect which insurance group a car goes in. Some of the main things are:
Cars in insurance group 1 are likely to have smaller, less powerful engines. They also tend to be commonly sold cars with plenty of cheap replacement parts on the market.
They probably have plenty of cutting-edge safety features, too. Especially if they’re new.
Updated on 17th November 2020